CFPB Consumer Complaint Profile

ARM Professional Services LLC

What 20 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
6
Last 12 months
100%
Timely response
Top decile
7
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, ARM Professional Services LLC has accumulated 20 complaints, placing it #2861 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
7
states with complaints
B+
PlainCredit Trust Score
78/100
ARM Professional Services LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C+ 5.0%
Share of complaints closed with monetary or non-monetary relief

ARM Professional Services LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

ARM Professional Services LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Rental debt 8
Debt collection - I do not know 5
Debt collection - Other debt 4
Credit reporting or other personal consumer reports - Other personal consumer report 1
Credit reporting or other personal consumer reports - Credit reporting 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 5
2.False statements or representation 4
3.Communication tactics 2
4.Took or threatened to take negative or legal action 2
5.Threatened to contact someone or share information improperly 2
6.Written notification about debt 2
7.Identity theft protection or other monitoring services 1
8.Incorrect information on your report 1
9.Improper use of your report 1

Complaints by Year

Year Complaints
2021 1
2022 2
2023 4
2024 7
2025 5
2026year in progress 1

Complaints by State (Top 15)

Illinois 9
Texas 5
Nebraska 2
Tennessee 1
Missouri 1
Colorado 1
Hawaii 1

Company Responses

Closed with explanation 19
Closed with monetary relief 1

What the CFPB Complaint Record Shows for ARM Professional Services LLC

ARM Professional Services LLC carries 20 complaints in the CFPB's database, 6 of them filed within the past 12 months. Consumers spanning 7 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against ARM Professional Services LLC draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ARM Professional Services LLC have?

20 complaints have been filed against ARM Professional Services LLC with the CFPB overall - 6 of them in the past year.

Does ARM Professional Services LLC respond to complaints on time?

ARM Professional Services LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for ARM Professional Services LLC?

The most complained-about product for ARM Professional Services LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with ARM Professional Services LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about ARM Professional Services LLC; the full issue list with counts is above.

How do I file a complaint against ARM Professional Services LLC?

You can file a complaint against ARM Professional Services LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ARM Professional Services LLC?

The CFPB has recorded complaints against ARM Professional Services LLC from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026