CFPB Consumer Complaint Profile

Asset Recovery Bureau LLC

72 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

72
Total complaints
Mid-range
37
Last 12 months
95.8%
Timely response
Below median
26
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Asset Recovery Bureau LLC has accumulated 72 complaints, placing it #1543 by volume. Its on-time response rate is 95.8%, the 33rd percentile among companies with 100+ complaints.

#1543
of 3,843 companies by volume
95.8%
on time (33rd pctile)
Debt collection
most-complained product
26
states with complaints
F
PlainCredit Trust Score
36/100
Asset Recovery Bureau LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 95.8%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Asset Recovery Bureau LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.8% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 13 in 2024 to 46 in 2025 (2024 → 2025).

See the full year-over-year release diff

Asset Recovery Bureau LLC timely response rate 95.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 26
Debt collection - Payday loan debt 24
Debt collection - Other debt 9
Credit reporting or other personal consumer reports - Credit reporting 6
Debt collection - Credit card debt 3
Payday loan, title loan, personal loan, or advance loan - Payday loan 2
Debt collection - Private student loan debt 1
Payday loan, title loan, personal loan, or advance loan - Installment loan 1

Top Issues

1.Communication tactics 22
2.Threatened to contact someone or share information improperly 17
3.Attempts to collect debt not owed 9
4.Took or threatened to take negative or legal action 5
5.False statements or representation 4
6.Problem with a company's investigation into an existing problem 3
7.Written notification about debt 3
8.Electronic communications 3
9.Loan payment wasn't credited to your account 2
10.Incorrect information on your report 2

Complaints by Year

Year Complaints
2021 1
2022 1
2023 7
2024 13
2025 46
2026year in progress 4

Complaints by State (Top 15)

Florida 14
Michigan 7
Arizona 6
Tennessee 5
California 4
Texas 4
Ohio 4
Arkansas 3
Mississippi 2
South Carolina 2
New Jersey 2
Louisiana 2
Wisconsin 2
North Carolina 2
Alabama 2

Company Responses

Closed with explanation 72

What the CFPB Complaint Record Shows for Asset Recovery Bureau LLC

72 complaints against Asset Recovery Bureau LLC appear in the CFPB record, including 37 from the trailing year. The 26 states and territories represented put this footprint in multi-regional territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Asset Recovery Bureau LLC draw a 95.8% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Asset Recovery Bureau LLC have?

The CFPB has logged 72 complaints against Asset Recovery Bureau LLC to date, of which 37 came in over the last 12 months.

Does Asset Recovery Bureau LLC respond to complaints on time?

CFPB complaints against Asset Recovery Bureau LLC draw a 95.8% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Asset Recovery Bureau LLC?

Among all products tied to Asset Recovery Bureau LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Asset Recovery Bureau LLC?

The most common issue reported by consumers about Asset Recovery Bureau LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Asset Recovery Bureau LLC?

You can file a complaint against Asset Recovery Bureau LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Asset Recovery Bureau LLC?

The CFPB has recorded complaints against Asset Recovery Bureau LLC from 26 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026