AUSSRQ Holdings, LLC

CFPB Consumer Complaint Profile

116
Total Complaints
0
Last 12 Months
92.2%
Timely Response
24
States Affected
AUSSRQ Holdings, LLC timely response rate 92.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 38
Debt collection — Other debt 27
Credit reporting or other personal consumer reports — Credit reporting 26
Debt collection — Credit card debt 12
Debt collection — Payday loan debt 7
Debt collection — Rental debt 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 1
Credit reporting or other personal consumer reports — Other personal consumer report 1

Top Issues

1.Attempts to collect debt not owed 39
2.Written notification about debt 26
3.Incorrect information on your report 14
4.Improper use of your report 8
5.Communication tactics 8
6.Problem with a company's investigation into an existing problem 7
7.Took or threatened to take negative or legal action 6
8.False statements or representation 5
9.Electronic communications 2
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2022 2
2023 31
2024 59
2025 24

Complaints by State (Top 15)

Florida 15
New York 13
Texas 13
California 11
Georgia 9
Pennsylvania 7
Virginia 7
North Carolina 5
Illinois 5
Ohio 5
New Jersey 4
Michigan 4
Maryland 3
Mississippi 3
Louisiana 2

Company Responses

Closed with explanation 115
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for AUSSRQ Holdings, LLC

The CFPB Consumer Complaint Database has logged 116 complaints against AUSSRQ Holdings, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 24 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

AUSSRQ Holdings, LLC's timely response rate stands at 92.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AUSSRQ Holdings, LLC have?

AUSSRQ Holdings, LLC has 116 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does AUSSRQ Holdings, LLC respond to complaints on time?

AUSSRQ Holdings, LLC has a 92.2% timely response rate to CFPB complaints.

What product generates the most complaints for AUSSRQ Holdings, LLC?

The most complained-about product for AUSSRQ Holdings, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with AUSSRQ Holdings, LLC?

The most common issue reported by consumers about AUSSRQ Holdings, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against AUSSRQ Holdings, LLC?

You can file a complaint against AUSSRQ Holdings, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AUSSRQ Holdings, LLC?

Consumers in 24 states and territories have filed complaints about AUSSRQ Holdings, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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