CFPB Consumer Complaint Profile

Blackstad, Hrabe, Kirlorsky, LLC

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
0
Last 12 months
81.8%
Timely response
Bottom quartile
5
States affected

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The verdict

By CFPB complaint volume, Blackstad, Hrabe, Kirlorsky, LLC is #3589 out of 3,843 financial companies. For answering complaints on time it stands at the 10th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
AZ
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
20/100
Blackstad, Hrabe, Kirlorsky, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 81.8%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Blackstad, Hrabe, Kirlorsky, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

81.8% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 4
Debt collection - Auto debt 2
Debt collection - Credit card debt 1
Checking or savings account - Checking account 1
Debt collection - Other debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Took or threatened to take negative or legal action 5
2.False statements or representation 1
3.Attempts to collect debt not owed 1
4.Opening an account 1
5.Written notification about debt 1
6.Problem with a credit reporting company's investigation into an existing problem 1
7.Improper use of your report 1

Complaints by Year

Year Complaints
2019 2
2020 1
2021 2
2023 3
2024 1
2025 2

Complaints by State (Top 15)

Arizona 6
California 2
Texas 1
Florida 1
Louisiana 1

Company Responses

Closed with explanation 11

What the CFPB Complaint Record Shows for Blackstad, Hrabe, Kirlorsky, LLC

Blackstad, Hrabe, Kirlorsky, LLC draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Blackstad, Hrabe, Kirlorsky, LLC have?

The CFPB has logged 11 complaints against Blackstad, Hrabe, Kirlorsky, LLC to date, of which 0 came in over the last 12 months.

Does Blackstad, Hrabe, Kirlorsky, LLC respond to complaints on time?

CFPB complaints against Blackstad, Hrabe, Kirlorsky, LLC draw a 81.8% timely-response rate inside the expected window.

What product generates the most complaints for Blackstad, Hrabe, Kirlorsky, LLC?

"Debt collection" draws more CFPB complaints against Blackstad, Hrabe, Kirlorsky, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Blackstad, Hrabe, Kirlorsky, LLC?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Blackstad, Hrabe, Kirlorsky, LLC - see all issues and counts above.

How do I file a complaint against Blackstad, Hrabe, Kirlorsky, LLC?

You can file a complaint against Blackstad, Hrabe, Kirlorsky, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blackstad, Hrabe, Kirlorsky, LLC?

Consumers in 5 states and territories have filed complaints about Blackstad, Hrabe, Kirlorsky, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Blackstad, Hrabe, Kirlorsky, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.