CFPB Consumer Complaint Profile

Blackstad, Hrabe, Kirlorsky, LLC

What 11 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
0
Last 12 months
81.8%
Timely response
Bottom quartile
5
States affected

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The verdict

11 CFPB complaints put Blackstad, Hrabe, Kirlorsky, LLC at #3589 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 81.8%, the 10th percentile for the 100+ complaint peer group.

#3589
of 3,843 companies by volume
81.8%
on time (10th pctile)
Debt collection
most-complained product
5
states with complaints
F
PlainCredit Trust Score
20/100
Blackstad, Hrabe, Kirlorsky, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 81.8%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Blackstad, Hrabe, Kirlorsky, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

81.8% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Blackstad, Hrabe, Kirlorsky, LLC timely response rate 81.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 4
Debt collection - Auto debt 2
Debt collection - Credit card debt 1
Checking or savings account - Checking account 1
Debt collection - Other debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Took or threatened to take negative or legal action 5
2.False statements or representation 1
3.Attempts to collect debt not owed 1
4.Opening an account 1
5.Written notification about debt 1
6.Problem with a credit reporting company's investigation into an existing problem 1
7.Improper use of your report 1

Complaints by Year

Year Complaints
2019 2
2020 1
2021 2
2023 3
2024 1
2025 2

Complaints by State (Top 15)

Arizona 6
California 2
Texas 1
Florida 1
Louisiana 1

Company Responses

Closed with explanation 11

What the CFPB Complaint Record Shows for Blackstad, Hrabe, Kirlorsky, LLC

Blackstad, Hrabe, Kirlorsky, LLC carries 11 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Blackstad, Hrabe, Kirlorsky, LLC posts a 81.8% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Blackstad, Hrabe, Kirlorsky, LLC have?

The CFPB has logged 11 complaints against Blackstad, Hrabe, Kirlorsky, LLC to date, of which 0 came in over the last 12 months.

Does Blackstad, Hrabe, Kirlorsky, LLC respond to complaints on time?

CFPB complaints against Blackstad, Hrabe, Kirlorsky, LLC draw a 81.8% timely-response rate inside the expected window.

What product generates the most complaints for Blackstad, Hrabe, Kirlorsky, LLC?

"Debt collection" draws more CFPB complaints against Blackstad, Hrabe, Kirlorsky, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Blackstad, Hrabe, Kirlorsky, LLC?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Blackstad, Hrabe, Kirlorsky, LLC - see all issues and counts above.

How do I file a complaint against Blackstad, Hrabe, Kirlorsky, LLC?

You can file a complaint against Blackstad, Hrabe, Kirlorsky, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blackstad, Hrabe, Kirlorsky, LLC?

Consumers in 5 states and territories have filed complaints about Blackstad, Hrabe, Kirlorsky, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026