CFPB Consumer Complaint Profile

Business Financing Corporation

27 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

27
Total complaints
Mid-range
4
Last 12 months
100%
Timely response
Top decile
13
States affected

The verdict

Business Financing Corporation ranks #2473 of 3,843 financial companies by CFPB complaint volume, with 27 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2473
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
13
states with complaints
C
PlainCredit Trust Score
56/100
Business Financing Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Business Financing Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Business Financing Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 8
Debt collection - I do not know 5
Payday loan, title loan, personal loan, or advance loan - Installment loan 3
Debt collection - Payday loan debt 3
Payday loan, title loan, personal loan, or advance loan - Other advances of future income 3
Payday loan, title loan, personal loan, or advance loan - Payday loan 2
Credit reporting or other personal consumer reports - Credit reporting 1
Checking or savings account - Checking account 1
Payday loan, title loan, or personal loan - Payday loan 1

Top Issues

1.Threatened to contact someone or share information improperly 5
2.False statements or representation 4
3.Took or threatened to take negative or legal action 3
4.Struggling to pay your loan 3
5.Charged fees or interest you didn't expect 3
6.Communication tactics 2
7.Confusing or misleading advertising or marketing 1
8.Confusing or missing disclosures 1
9.Attempts to collect debt not owed 1
10.Improper use of your report 1

Complaints by Year

Year Complaints
2022 1
2023 12
2024 7
2025 7

Complaints by State (Top 15)

North Carolina 5
California 4
Georgia 3
Texas 3
Florida 3
New Hampshire 2
Ohio 1
Michigan 1
Iowa 1
Colorado 1
Oregon 1
Virginia 1
Arizona 1

Company Responses

Closed with explanation 27

What the CFPB Complaint Record Shows for Business Financing Corporation

Business Financing Corporation carries 27 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 13 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Threatened to contact someone or share information improperly" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Business Financing Corporation posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Business Financing Corporation have?

The CFPB has logged 27 complaints against Business Financing Corporation to date, of which 4 came in over the last 12 months.

Does Business Financing Corporation respond to complaints on time?

Business Financing Corporation's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Business Financing Corporation?

The most complained-about product for Business Financing Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Business Financing Corporation?

The most common issue reported by consumers about Business Financing Corporation is "Threatened to contact someone or share information improperly." All complaint issues are listed above with their counts.

How do I file a complaint against Business Financing Corporation?

You can file a complaint against Business Financing Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Business Financing Corporation?

Consumers in 13 states and territories have filed complaints about Business Financing Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026