CFPB Consumer Complaint Profile

Capital Asset Recovery INC DBA Jacobson and Wright

What 20 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
5
Last 12 months
95%
Timely response
Below median
11
States affected

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The verdict

Capital Asset Recovery INC DBA Jacobson and Wright ranks #2861 of 3,843 financial companies by CFPB complaint volume, with 20 complaints on record. Its on-time response rate is 95%, the 29th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
95%
on time (29th pctile)
Debt collection
most-complained product
11
states with complaints
F
PlainCredit Trust Score
33/100
Capital Asset Recovery INC DBA Jacobson and Wright · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Capital Asset Recovery INC DBA Jacobson and Wright vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95% Around the middle higher than 29% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Capital Asset Recovery INC DBA Jacobson and Wright timely response rate 95.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 11
Debt collection - Other debt 4
Debt collection - Credit card debt 2
Debt collection - Payday loan debt 2
Debt collection - Medical debt 1

Top Issues

1.Took or threatened to take negative or legal action 6
2.Attempts to collect debt not owed 4
3.Written notification about debt 3
4.Threatened to contact someone or share information improperly 3
5.Communication tactics 2
6.False statements or representation 2

Complaints by Year

Year Complaints
2022 3
2023 6
2024 2
2025 9

Complaints by State (Top 15)

Georgia 3
California 3
Virginia 3
Texas 3
Ohio 2
Michigan 1
Florida 1
Arizona 1
Missouri 1
New York 1
Utah 1

Company Responses

Closed with explanation 20

What the CFPB Complaint Record Shows for Capital Asset Recovery INC DBA Jacobson and Wright

20 complaints against Capital Asset Recovery INC DBA Jacobson and Wright appear in the CFPB record, including 5 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Capital Asset Recovery INC DBA Jacobson and Wright draw a 95% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Capital Asset Recovery INC DBA Jacobson and Wright have?

The CFPB has logged 20 complaints against Capital Asset Recovery INC DBA Jacobson and Wright to date, of which 5 came in over the last 12 months.

Does Capital Asset Recovery INC DBA Jacobson and Wright respond to complaints on time?

Capital Asset Recovery INC DBA Jacobson and Wright has a 95% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Capital Asset Recovery INC DBA Jacobson and Wright?

The most complained-about product for Capital Asset Recovery INC DBA Jacobson and Wright is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Capital Asset Recovery INC DBA Jacobson and Wright?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Capital Asset Recovery INC DBA Jacobson and Wright; the full issue list with counts is above.

How do I file a complaint against Capital Asset Recovery INC DBA Jacobson and Wright?

You can file a complaint against Capital Asset Recovery INC DBA Jacobson and Wright directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Capital Asset Recovery INC DBA Jacobson and Wright?

The CFPB has recorded complaints against Capital Asset Recovery INC DBA Jacobson and Wright from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026