CFPB Consumer Complaint Profile

Cash Link USA, LLC

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

33
Total complaints
Mid-range
7
Last 12 months
97%
Timely response
Below median
5
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Cash Link USA, LLC places #2243 by volume. For answering complaints on time it stands at the 39th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
58/100
Cash Link USA, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C 3.0%
Share of complaints closed with monetary or non-monetary relief

Cash Link USA, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97% Around the middle higher than 39% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Payday loan debt 15
Payday loan, title loan, or personal loan - Payday loan 5
Payday loan, title loan, personal loan, or advance loan - Payday loan 4
Debt collection - I do not know 4
Payday loan, title loan, or personal loan - Installment loan 2
Payday loan, title loan, personal loan, or advance loan - Installment loan 2
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1

Top Issues

1.Written notification about debt 5
2.Attempts to collect debt not owed 4
3.Took or threatened to take negative or legal action 4
4.False statements or representation 3
5.Problem with the payoff process at the end of the loan 3
6.Improper use of your report 2
7.Struggling to pay your loan 2
8.Charged fees or interest you didn't expect 2
9.Received a loan you didn't apply for 1
10.Electronic communications 1

Complaints by Year

Year Complaints
2017 1
2019 1
2020 2
2021 3
2022 6
2023 4
2024 7
2025 8
2026year in progress 1

Complaints by State (Top 15)

Texas 16
Wisconsin 7
Missouri 5
Kansas 3
Georgia 2

Company Responses

Closed with explanation 32
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Cash Link USA, LLC

Cash Link USA, LLC draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Written notification about debt," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Cash Link USA, LLC have?

The CFPB has logged 33 complaints against Cash Link USA, LLC to date, of which 7 came in over the last 12 months.

Does Cash Link USA, LLC respond to complaints on time?

CFPB complaints against Cash Link USA, LLC draw a 97% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Cash Link USA, LLC?

The most complained-about product for Cash Link USA, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Cash Link USA, LLC?

The most common issue reported by consumers about Cash Link USA, LLC is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Cash Link USA, LLC?

You can file a complaint against Cash Link USA, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cash Link USA, LLC?

Consumers in 5 states and territories have filed complaints about Cash Link USA, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Cash Link USA, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.