CFPB Consumer Complaint Profile

CBA of GA, Inc.

What 29 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

29
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
4
States affected

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The verdict

CBA of GA, Inc. ranks #2382 of 3,843 financial companies by CFPB complaint volume, with 29 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2382
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
4
states with complaints
C-
PlainCredit Trust Score
51/100
CBA of GA, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

CBA of GA, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

CBA of GA, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 12
Debt collection - Other debt 5
Debt collection - Credit card debt 3
Debt collection - I do not know 2
Debt collection - Other (i.e. phone, health club, etc.) 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Medical 2
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 15
2.False statements or representation 4
3.Written notification about debt 3
4.Disclosure verification of debt 2
5.Took or threatened to take negative or legal action 1
6.Cont'd attempts collect debt not owed 1
7.Problem with a credit reporting company's investigation into an existing problem 1
8.Improper use of your report 1
9.Incorrect information on your report 1

Complaints by Year

Year Complaints
2015 1
2016 4
2017 4
2018 3
2019 2
2021 6
2022 2
2023 3
2024 4

Complaints by State (Top 15)

Georgia 26
North Carolina 1
Maryland 1
South Carolina 1

Company Responses

Closed with explanation 29

What the CFPB Complaint Record Shows for CBA of GA, Inc.

CBA of GA, Inc. carries 29 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against CBA of GA, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 20% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CBA of GA, Inc. have?

The CFPB has logged 29 complaints against CBA of GA, Inc. to date, of which 0 came in over the last 12 months.

Does CBA of GA, Inc. respond to complaints on time?

CBA of GA, Inc.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for CBA of GA, Inc.?

Among all products tied to CBA of GA, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CBA of GA, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against CBA of GA, Inc. - see all issues and counts above.

How do I file a complaint against CBA of GA, Inc.?

You can file a complaint against CBA of GA, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CBA of GA, Inc.?

Consumers in 4 states and territories have filed complaints about CBA of GA, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for CBA of GA, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026