CFPB Consumer Complaint Profile

CBK, Inc.

Consumers have filed 17 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

17
Total complaints
Below average
2
Last 12 months
100%
Timely response
Top decile
4
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, CBK, Inc. has accumulated 17 complaints, placing it #3073 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#3073
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
4
states with complaints
C
PlainCredit Trust Score
56/100
CBK, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

CBK, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

CBK, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 10
Debt collection - I do not know 5
Debt collection - Medical debt 1
Debt collection - Credit card debt 1

Top Issues

1.Attempts to collect debt not owed 6
2.Took or threatened to take negative or legal action 4
3.False statements or representation 3
4.Communication tactics 2
5.Written notification about debt 2

Complaints by Year

Year Complaints
2021 5
2022 4
2023 3
2024 1
2025 4

Complaints by State (Top 15)

Kansas 14
Michigan 1
Georgia 1
Colorado 1

Company Responses

Closed with explanation 17

What the CFPB Complaint Record Shows for CBK, Inc.

CBK, Inc. carries 17 complaints in the CFPB's database, 2 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CBK, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CBK, Inc. have?

The CFPB has logged 17 complaints against CBK, Inc. to date, of which 2 came in over the last 12 months.

Does CBK, Inc. respond to complaints on time?

CBK, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for CBK, Inc.?

Among all products tied to CBK, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CBK, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about CBK, Inc.; the full issue list with counts is above.

How do I file a complaint against CBK, Inc.?

You can file a complaint against CBK, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CBK, Inc.?

CBK, Inc. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026