CFPB Consumer Complaint Profile

Chainlink Services LLC

Consumers have filed 27 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

27
Total complaints
Mid-range
10
Last 12 months
100%
Timely response
Top decile
17
States affected

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The verdict

Chainlink Services LLC ranks #2473 of 3,843 financial companies by CFPB complaint volume, with 27 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2473
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
17
states with complaints
C
PlainCredit Trust Score
56/100
Chainlink Services LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Chainlink Services LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Chainlink Services LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 14
Debt collection - Payday loan debt 8
Debt collection - Other debt 4
Payday loan, title loan, personal loan, or advance loan - Installment loan 1

Top Issues

1.Communication tactics 11
2.Threatened to contact someone or share information improperly 5
3.Written notification about debt 4
4.Took or threatened to take negative or legal action 3
5.False statements or representation 2
6.Struggling to pay your loan 1
7.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2024 15
2025 11
2026year in progress 1

Complaints by State (Top 15)

Virginia 7
Michigan 2
Utah 2
Ohio 2
Louisiana 2
New Jersey 1
Kentucky 1
Missouri 1
Delaware 1
Kansas 1
Georgia 1
Florida 1
Mississippi 1
Texas 1
Minnesota 1

Company Responses

Closed with explanation 27

What the CFPB Complaint Record Shows for Chainlink Services LLC

Chainlink Services LLC carries 27 complaints in the CFPB's database, 10 of them filed within the past 12 months. Consumers spanning 17 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Chainlink Services LLC posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Chainlink Services LLC have?

The CFPB has logged 27 complaints against Chainlink Services LLC to date, of which 10 came in over the last 12 months.

Does Chainlink Services LLC respond to complaints on time?

CFPB complaints against Chainlink Services LLC draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Chainlink Services LLC?

"Debt collection" draws more CFPB complaints against Chainlink Services LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Chainlink Services LLC?

"Communication tactics" is the single most frequently cited issue in complaints against Chainlink Services LLC - see all issues and counts above.

How do I file a complaint against Chainlink Services LLC?

You can file a complaint against Chainlink Services LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Chainlink Services LLC?

Chainlink Services LLC has drawn CFPB complaints from 17 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026