CFPB Consumer Complaint Profile
CHECKredi of Kentucky, LLC
Consumers have filed 65 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 65
- Total complaints
- Mid-range
- 20
- Last 12 months
- 100%
- Timely response
- Top decile
- 27
- States affected
The verdict
65 CFPB complaints put CHECKredi of Kentucky, LLC at #1604 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.
- #1604
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Debt collection
- most-complained product
- 27
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
CHECKredi of Kentucky, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 5 |
| 2021 | 6 |
| 2022 | 6 |
| 2023 | 9 |
| 2024 | 15 |
| 2025 | 18 |
| 2026year in progress | 6 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for CHECKredi of Kentucky, LLC
CHECKredi of Kentucky, LLC carries 65 complaints in the CFPB's database, 20 of them filed within the past 12 months. Consumers spanning 27 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against CHECKredi of Kentucky, LLC draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does CHECKredi of Kentucky, LLC have?
CHECKredi of Kentucky, LLC has 65 total consumer complaints filed with the CFPB, with 20 filed in the last 12 months.
Does CHECKredi of Kentucky, LLC respond to complaints on time?
CHECKredi of Kentucky, LLC's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.
What product generates the most complaints for CHECKredi of Kentucky, LLC?
Among all products tied to CHECKredi of Kentucky, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with CHECKredi of Kentucky, LLC?
The most common issue reported by consumers about CHECKredi of Kentucky, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against CHECKredi of Kentucky, LLC?
You can file a complaint against CHECKredi of Kentucky, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about CHECKredi of Kentucky, LLC?
Consumers in 27 states and territories have filed complaints about CHECKredi of Kentucky, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.