D&A Services, LLC

CFPB Consumer Complaint Profile

343
Total Complaints
57
Last 12 Months
93.3%
Timely Response
44
States Affected
D&A Services, LLC timely response rate 93.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 123
Debt collection — I do not know 90
Debt collection — Credit card 53
Debt collection — Other (i.e. phone, health club, etc.) 14
Debt collection — Other debt 11
Credit reporting or other personal consumer reports — Credit reporting 10
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 9
Debt collection — Payday loan debt 8
Debt collection — Medical debt 5
Debt collection — Medical 4

Top Issues

1.Attempts to collect debt not owed 78
2.Communication tactics 66
3.Written notification about debt 36
4.False statements or representation 30
5.Disclosure verification of debt 28
6.Cont'd attempts collect debt not owed 23
7.Took or threatened to take negative or legal action 22
8.Threatened to contact someone or share information improperly 13
9.Improper contact or sharing of info 13
10.Improper use of your report 8

Complaints by Year

Year Complaints
2013 6
2014 25
2015 33
2016 38
2017 16
2018 29
2019 13
2020 16
2021 29
2022 21
2023 24
2024 29
2025 56
2026 8

Complaints by State (Top 15)

California 33
Florida 31
Texas 26
Georgia 24
New York 17
Virginia 17
Illinois 16
Pennsylvania 14
New Jersey 13
Ohio 10
Massachusetts 9
Indiana 9
North Carolina 8
Arizona 8
Michigan 7

Company Responses

Closed with explanation 332
Closed 10
Closed with monetary relief 1

What the CFPB Complaint Record Shows for D&A Services, LLC

The CFPB Consumer Complaint Database has logged 343 complaints against D&A Services, LLC overall, with 57 of those filed in the trailing 12 months. Reports have come from consumers in 44 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

D&A Services, LLC's timely response rate stands at 93.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 10.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does D&A Services, LLC have?

D&A Services, LLC has 343 total consumer complaints filed with the CFPB, with 57 filed in the last 12 months.

Does D&A Services, LLC respond to complaints on time?

D&A Services, LLC has a 93.3% timely response rate to CFPB complaints.

What product generates the most complaints for D&A Services, LLC?

The most complained-about product for D&A Services, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with D&A Services, LLC?

The most common issue reported by consumers about D&A Services, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against D&A Services, LLC?

You can file a complaint against D&A Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about D&A Services, LLC?

Consumers in 44 states and territories have filed complaints about D&A Services, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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