CFPB Consumer Complaint Profile

Dynamic Collectors, Incorporated

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

33
Total complaints
Mid-range
11
Last 12 months
100%
Timely response
Top decile
3
States affected

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The verdict

Dynamic Collectors, Incorporated ranks #2243 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
WA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Dynamic Collectors, Incorporated · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Dynamic Collectors, Incorporated vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 16
Debt collection - Other debt 9
Debt collection - I do not know 8

Top Issues

1.Attempts to collect debt not owed 9
2.Written notification about debt 9
3.Took or threatened to take negative or legal action 5
4.Communication tactics 5
5.False statements or representation 3
6.Threatened to contact someone or share information improperly 2

Complaints by Year

Year Complaints
2023 10
2024 7
2025 14
2026year in progress 2

Complaints by State (Top 15)

Washington 30
New York 1
Oregon 1

Company Responses

Closed with explanation 33

What the CFPB Complaint Record Shows for Dynamic Collectors, Incorporated

Dynamic Collectors, Incorporated draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Dynamic Collectors, Incorporated have?

33 complaints have been filed against Dynamic Collectors, Incorporated with the CFPB overall - 11 of them in the past year.

Does Dynamic Collectors, Incorporated respond to complaints on time?

Dynamic Collectors, Incorporated has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Dynamic Collectors, Incorporated?

"Debt collection" draws more CFPB complaints against Dynamic Collectors, Incorporated than any other product - see the full breakdown above.

What is the most common complaint issue with Dynamic Collectors, Incorporated?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Dynamic Collectors, Incorporated; the full issue list with counts is above.

How do I file a complaint against Dynamic Collectors, Incorporated?

You can file a complaint against Dynamic Collectors, Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Dynamic Collectors, Incorporated?

Dynamic Collectors, Incorporated has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Dynamic Collectors, Incorporated's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.