CFPB Consumer Complaint Profile

Elevate Recoveries, LLC

Consumers have filed 352 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

352
Total complaints
51
Last 12 months
96.6%
Timely response
31
States affected

The verdict

Elevate Recoveries, LLC ranks #627 of 3,848 financial companies by CFPB complaint volume, with 352 complaints on record. 96.6% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#627
of 3,848 companies by volume
96.6%
answered on time
Debt collection
most-complained product
31
states with complaints
Elevate Recoveries, LLC timely response rate 96.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 157
Debt collection - I do not know 89
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 46
Credit reporting or other personal consumer reports - Credit reporting 44
Debt collection - Credit card debt 7
Debt collection - Other debt 6
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Credit card - General-purpose credit card or charge card 1
Debt collection - Federal student loan debt 1

Top Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 69
3.Incorrect information on your report 48
4.Took or threatened to take negative or legal action 25
5.Improper use of your report 22
6.False statements or representation 18
7.Communication tactics 17
8.Problem with a credit reporting company's investigation into an existing problem 10
9.Problem with a company's investigation into an existing problem 7
10.Credit monitoring or identity theft protection services 2

Complaints by Year

Year Complaints
2018 2
2019 3
2020 10
2021 69
2022 66
2023 41
2024 93
2025 56
2026 12

Complaints by State (Top 15)

Florida 116
Texas 84
Georgia 28
Tennessee 18
Virginia 15
Ohio 14
Alabama 7
North Carolina 7
Pennsylvania 7
Louisiana 6
South Carolina 6
Oklahoma 5
Illinois 5
Michigan 5
California 3

Company Responses

Closed with explanation 352

What the CFPB Complaint Record Shows for Elevate Recoveries, LLC

352 complaints against Elevate Recoveries, LLC appear in the CFPB record, including 51 from the trailing year. The 31 states and territories represented put this footprint in multi-regional territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

96.6% of CFPB-forwarded complaints against Elevate Recoveries, LLC get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Elevate Recoveries, LLC have?

352 complaints have been filed against Elevate Recoveries, LLC with the CFPB overall - 51 of them in the past year.

Does Elevate Recoveries, LLC respond to complaints on time?

Elevate Recoveries, LLC's CFPB timely-response rate is 96.6%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Elevate Recoveries, LLC?

The most complained-about product for Elevate Recoveries, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Elevate Recoveries, LLC?

The most common issue reported by consumers about Elevate Recoveries, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Elevate Recoveries, LLC?

You can file a complaint against Elevate Recoveries, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Elevate Recoveries, LLC?

Elevate Recoveries, LLC has drawn CFPB complaints from 31 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.