CFPB Consumer Complaint Profile

Falls Collection Service Inc.

Behind the 47 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

47
Total complaints
Mid-range
0
Last 12 months
91.5%
Timely response
Bottom quartile
6
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Falls Collection Service Inc. has accumulated 47 complaints, placing it #1895 by volume. On-time replies land at 91.5%, the 20th percentile for the 100+ complaint peer group.

#1895
of 3,843 companies by volume
91.5%
on time (20th pctile)
Debt collection
most-complained product
6
states with complaints
D
PlainCredit Trust Score
45/100
Falls Collection Service Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.5%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

Falls Collection Service Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.5% Among the lowest higher than 20% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Falls Collection Service Inc. timely response rate 91.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 11
Debt collection - Medical debt 11
Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Medical 5
Debt collection - I do not know 4
Debt collection - Rental debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 13
2.Written notification about debt 10
3.Disclosure verification of debt 8
4.False statements or representation 5
5.Took or threatened to take negative or legal action 4
6.Cont'd attempts collect debt not owed 3
7.Incorrect information on your report 2
8.Improper use of your report 1
9.Communication tactics 1

Complaints by Year

Year Complaints
2015 3
2016 11
2017 13
2018 4
2019 3
2020 4
2021 1
2022 3
2023 1
2024 4

Complaints by State (Top 15)

Illinois 21
Wisconsin 18
California 4
Texas 2
Florida 1
Georgia 1

Company Responses

Closed with explanation 46
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Falls Collection Service Inc.

The CFPB Consumer Complaint Database has logged 47 complaints against Falls Collection Service Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Falls Collection Service Inc. posts a 91.5% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 20% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 2.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Falls Collection Service Inc. have?

The CFPB has logged 47 complaints against Falls Collection Service Inc. to date, of which 0 came in over the last 12 months.

Does Falls Collection Service Inc. respond to complaints on time?

Falls Collection Service Inc.'s CFPB timely-response rate is 91.5%.

What product generates the most complaints for Falls Collection Service Inc.?

Among all products tied to Falls Collection Service Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Falls Collection Service Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Falls Collection Service Inc. - see all issues and counts above.

How do I file a complaint against Falls Collection Service Inc.?

You can file a complaint against Falls Collection Service Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Falls Collection Service Inc.?

Consumers in 6 states and territories have filed complaints about Falls Collection Service Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Falls Collection Service Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026