CFPB Consumer Complaint Profile

Financial Recoveries, Inc.

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

23
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Financial Recoveries, Inc. sits at #2678. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
WI
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Financial Recoveries, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Financial Recoveries, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 9
Debt collection - Other debt 5
Debt collection - Medical debt 4
Debt collection - Payday loan debt 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Rental debt 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 11
2.Written notification about debt 4
3.False statements or representation 3
4.Took or threatened to take negative or legal action 2
5.Incorrect information on your report 1
6.Improper use of your report 1
7.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2018 4
2019 3
2020 1
2021 3
2022 3
2023 7
2025 2

Complaints by State (Top 15)

Wisconsin 13
Illinois 5
Utah 2
Minnesota 1
Colorado 1
Nebraska 1

Company Responses

Closed with explanation 23

What the CFPB Complaint Record Shows for Financial Recoveries, Inc.

In the CFPB record, Financial Recoveries, Inc. has a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Financial Recoveries, Inc. have?

23 complaints have been filed against Financial Recoveries, Inc. with the CFPB overall - 2 of them in the past year.

Does Financial Recoveries, Inc. respond to complaints on time?

Financial Recoveries, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Financial Recoveries, Inc.?

Among all products tied to Financial Recoveries, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Financial Recoveries, Inc.?

The most common issue reported by consumers about Financial Recoveries, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Financial Recoveries, Inc.?

You can file a complaint against Financial Recoveries, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Financial Recoveries, Inc.?

Financial Recoveries, Inc. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Financial Recoveries, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.