CFPB Consumer Complaint Profile
Future Judgement Solutions
Behind the 64 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 64
- Total complaints
- Mid-range
- 26
- Last 12 months
- 42.2%
- Timely response
- Bottom decile
- 29
- States affected
The verdict
64 CFPB complaints put Future Judgement Solutions at #1626 out of 3,843 financial companies ranked by complaint volume. It posts a 42.2% on-time response rate, the 2nd percentile among companies with 100+ complaints.
- #1626
- of 3,843 companies by volume
- 42.2%
- on time (2nd pctile)
- Debt collection
- most-complained product
- 29
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Future Judgement Solutions vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
42.2% Among the lowest higher than 2% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 2 |
| 2023 | 15 |
| 2024 | 20 |
| 2025 | 23 |
| 2026year in progress | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Future Judgement Solutions
Future Judgement Solutions carries 64 complaints in the CFPB's database, 26 of them filed within the past 12 months. Consumers spanning 29 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Future Judgement Solutions draw a 42.2% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.6% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Future Judgement Solutions have?
64 complaints have been filed against Future Judgement Solutions with the CFPB overall - 26 of them in the past year.
Does Future Judgement Solutions respond to complaints on time?
CFPB complaints against Future Judgement Solutions draw a 42.2% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Future Judgement Solutions?
Among all products tied to Future Judgement Solutions, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Future Judgement Solutions?
"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Future Judgement Solutions - see all issues and counts above.
How do I file a complaint against Future Judgement Solutions?
You can file a complaint against Future Judgement Solutions directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Future Judgement Solutions?
The CFPB has recorded complaints against Future Judgement Solutions from 29 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.