CFPB Consumer Complaint Profile

Huntington Debt Holding LLC

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

87
Total complaints
Mid-range
24
Last 12 months
100%
Timely response
Top decile
28
States affected

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The verdict

Huntington Debt Holding LLC ranks #1418 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 86th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
FL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
71/100
Huntington Debt Holding LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate D 1.1%
Share of complaints closed with monetary or non-monetary relief

Huntington Debt Holding LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 28
Debt collection - Other debt 18
Debt collection - Payday loan debt 12
Debt collection - Credit card debt 11
Credit reporting or other personal consumer reports - Credit reporting 11
Credit card - General-purpose credit card or charge card 3
Payday loan, title loan, personal loan, or advance loan - Payday loan 1
Payday loan, title loan, or personal loan - Payday loan 1
Debt collection - Telecommunications debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 23
2.Written notification about debt 15
3.Took or threatened to take negative or legal action 11
4.Incorrect information on your report 8
5.False statements or representation 7
6.Communication tactics 7
7.Threatened to contact someone or share information improperly 4
8.Improper use of your report 4
9.Electronic communications 3
10.Closing your account 1

Complaints by Year

Year Complaints
2019 2
2020 5
2021 15
2022 7
2023 7
2024 22
2025 27
2026year in progress 2

Complaints by State (Top 15)

Florida 16
California 11
Texas 8
Pennsylvania 7
Illinois 4
North Carolina 4
Missouri 4
New York 3
Georgia 3
Ohio 3
New Hampshire 2
Tennessee 2
Iowa 2
Kentucky 2
Michigan 2

Company Responses

Closed with explanation 86
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Huntington Debt Holding LLC

In the CFPB record, Huntington Debt Holding LLC has a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Huntington Debt Holding LLC have?

Huntington Debt Holding LLC has 87 total consumer complaints filed with the CFPB, with 24 filed in the last 12 months.

Does Huntington Debt Holding LLC respond to complaints on time?

Huntington Debt Holding LLC has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Huntington Debt Holding LLC?

Among all products tied to Huntington Debt Holding LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Huntington Debt Holding LLC?

The most common issue reported by consumers about Huntington Debt Holding LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Huntington Debt Holding LLC?

You can file a complaint against Huntington Debt Holding LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Huntington Debt Holding LLC?

The CFPB has recorded complaints against Huntington Debt Holding LLC from 28 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Huntington Debt Holding LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.