CFPB Consumer Complaint Profile

Imperial Recovery Consultants, LLC

What 30 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

30
Total complaints
10
Last 12 months
30%
Timely response
16
States affected

The verdict

Imperial Recovery Consultants, LLC ranks #2336 of 3,848 financial companies by CFPB complaint volume, with 30 complaints on record. It answers 30% of complaints on time — below the 93% median for companies with 100+ complaints.

#2336
of 3,848 companies by volume
30%
answered on time
Debt collection
most-complained product
16
states with complaints
Imperial Recovery Consultants, LLC timely response rate 30.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Payday loan debt 12
Debt collection — I do not know 9
Payday loan, title loan, or personal loan — Payday loan 2
Credit reporting or other personal consumer reports — Credit reporting 2
Debt collection — Other debt 2
Debt collection — Credit card debt 1
Vehicle loan or lease — Loan 1
Payday loan, title loan, personal loan, or advance loan — Installment loan 1

Top Issues

1.Took or threatened to take negative or legal action 15
2.Communication tactics 5
3.Problem with the payoff process at the end of the loan 2
4.False statements or representation 2
5.Attempts to collect debt not owed 2
6.Credit monitoring or identity theft protection services 1
7.Repossession 1
8.Problem when making payments 1
9.Incorrect information on your report 1

Complaints by Year

Year Complaints
2021 3
2022 2
2023 11
2024 4
2025 9
2026 1

Complaints by State (Top 15)

Michigan 5
Texas 5
Georgia 3
Alabama 2
Mississippi 2
Florida 2
Oregon 2
Delaware 1
Virginia 1
Tennessee 1
Nevada 1
Washington 1
Colorado 1
Maryland 1
Ohio 1

Company Responses

Untimely response 17
Closed with explanation 13

What the CFPB Complaint Record Shows for Imperial Recovery Consultants, LLC

The CFPB Consumer Complaint Database has logged 30 complaints against Imperial Recovery Consultants, LLC overall, with 10 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Imperial Recovery Consultants, LLC's timely response rate stands at 30%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Imperial Recovery Consultants, LLC have?

Imperial Recovery Consultants, LLC has 30 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does Imperial Recovery Consultants, LLC respond to complaints on time?

Imperial Recovery Consultants, LLC has a 30% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Imperial Recovery Consultants, LLC?

The most complained-about product for Imperial Recovery Consultants, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Imperial Recovery Consultants, LLC?

The most common issue reported by consumers about Imperial Recovery Consultants, LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Imperial Recovery Consultants, LLC?

You can file a complaint against Imperial Recovery Consultants, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Imperial Recovery Consultants, LLC?

Consumers in 16 states and territories have filed complaints about Imperial Recovery Consultants, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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