InDebted Corporation

CFPB Consumer Complaint Profile

307
Total Complaints
161
Last 12 Months
99.7%
Timely Response
41
States Affected
InDebted Corporation timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 120
Debt collection — Other debt 77
Credit reporting or other personal consumer reports — Credit reporting 33
Debt collection — Credit card debt 31
Debt collection — Payday loan debt 12
Debt collection — Telecommunications debt 8
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 8
Payday loan, title loan, personal loan, or advance loan — Installment loan 5
Debt or credit management — Debt settlement 4
Payday loan, title loan, or personal loan — Installment loan 2

Top Issues

1.Attempts to collect debt not owed 123
2.Electronic communications 36
3.Written notification about debt 28
4.False statements or representation 27
5.Communication tactics 21
6.Incorrect information on your report 20
7.Improper use of your report 12
8.Took or threatened to take negative or legal action 11
9.Problem with a company's investigation into an existing problem 9
10.Struggling to pay your loan 4

Complaints by Year

Year Complaints
2021 6
2022 22
2023 35
2024 60
2025 132
2026 52

Complaints by State (Top 15)

Texas 37
California 37
Florida 23
Michigan 22
Illinois 20
Georgia 17
Pennsylvania 17
New York 12
North Carolina 11
Virginia 10
New Jersey 9
Ohio 8
Alabama 8
Colorado 7
Maryland 7

Company Responses

Closed with explanation 298
In progress 9

What the CFPB Complaint Record Shows for InDebted Corporation

The CFPB Consumer Complaint Database has logged 307 complaints against InDebted Corporation overall, with 161 of those filed in the trailing 12 months. Reports have come from consumers in 41 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

InDebted Corporation's timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does InDebted Corporation have?

InDebted Corporation has 307 total consumer complaints filed with the CFPB, with 161 filed in the last 12 months.

Does InDebted Corporation respond to complaints on time?

InDebted Corporation has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for InDebted Corporation?

The most complained-about product for InDebted Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with InDebted Corporation?

The most common issue reported by consumers about InDebted Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against InDebted Corporation?

You can file a complaint against InDebted Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about InDebted Corporation?

Consumers in 41 states and territories have filed complaints about InDebted Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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