CFPB Consumer Complaint Profile

InDebted Corporation

307 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

307
Total complaints
Above average
161
Last 12 months
99.7%
Timely response
Top decile
41
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, InDebted Corporation has accumulated 307 complaints, placing it #689 by volume. It posts a 99.7% on-time response rate, the 76th percentile among companies with 100+ complaints.

#689
of 3,843 companies by volume
99.7%
on time (76th pctile)
Debt collection
most-complained product
41
states with complaints
D
PlainCredit Trust Score
47/100
InDebted Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

InDebted Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 60 in 2024 to 132 in 2025 (2024 → 2025).

See the full year-over-year release diff

InDebted Corporation timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 120
Debt collection - Other debt 77
Credit reporting or other personal consumer reports - Credit reporting 33
Debt collection - Credit card debt 31
Debt collection - Payday loan debt 12
Debt collection - Telecommunications debt 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Payday loan, title loan, personal loan, or advance loan - Installment loan 5
Debt or credit management - Debt settlement 4
Payday loan, title loan, or personal loan - Installment loan 2

Top Issues

1.Attempts to collect debt not owed 123
2.Electronic communications 36
3.Written notification about debt 28
4.False statements or representation 27
5.Communication tactics 21
6.Incorrect information on your report 20
7.Improper use of your report 12
8.Took or threatened to take negative or legal action 11
9.Problem with a company's investigation into an existing problem 9
10.Struggling to pay your loan 4

Complaints by Year

Year Complaints
2021 6
2022 22
2023 35
2024 60
2025 132
2026year in progress 52

Complaints by State (Top 15)

Texas 37
California 37
Florida 23
Michigan 22
Illinois 20
Georgia 17
Pennsylvania 17
New York 12
North Carolina 11
Virginia 10
New Jersey 9
Ohio 8
Alabama 8
Colorado 7
Maryland 7

Company Responses

Closed with explanation 298
In progress 9

What the CFPB Complaint Record Shows for InDebted Corporation

307 complaints against InDebted Corporation appear in the CFPB record, including 161 from the trailing year. The 41 states and territories represented put this footprint in nationwide territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, InDebted Corporation posts a 99.7% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does InDebted Corporation have?

307 complaints have been filed against InDebted Corporation with the CFPB overall - 161 of them in the past year.

Does InDebted Corporation respond to complaints on time?

CFPB complaints against InDebted Corporation draw a 99.7% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for InDebted Corporation?

"Debt collection" draws more CFPB complaints against InDebted Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with InDebted Corporation?

Consumers most often cite "Attempts to collect debt not owed" when complaining about InDebted Corporation; the full issue list with counts is above.

How do I file a complaint against InDebted Corporation?

You can file a complaint against InDebted Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about InDebted Corporation?

InDebted Corporation has drawn CFPB complaints from 41 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026