CFPB Consumer Complaint Profile

InvestiNet LLC

What 47 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

47
Total complaints
13
Last 12 months
100%
Timely response
22
States affected

The verdict

InvestiNet LLC ranks #1897 of 3,848 financial companies by CFPB complaint volume, with 47 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#1897
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
22
states with complaints
InvestiNet LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 22
Debt collection — Credit card debt 9
Debt collection — Other debt 6
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Credit reporting or other personal consumer reports — Credit reporting 2
Debt collection — Auto debt 2
Money transfer, virtual currency, or money service — Refund anticipation check 1
Debt collection — Payday loan debt 1
Debt collection — Private student loan debt 1

Top Issues

1.Attempts to collect debt not owed 22
2.Written notification about debt 7
3.False statements or representation 3
4.Communication tactics 3
5.Took or threatened to take negative or legal action 3
6.Improper use of your report 3
7.Threatened to contact someone or share information improperly 2
8.Fraud or scam 1
9.Electronic communications 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2017 1
2018 2
2020 1
2021 5
2022 2
2023 8
2024 10
2025 15
2026 3

Complaints by State (Top 15)

Texas 7
Florida 6
North Carolina 5
California 3
Ohio 3
Kentucky 2
Alabama 2
Nevada 2
Pennsylvania 2
Virginia 2
Louisiana 2
New Jersey 1
South Carolina 1
Maryland 1
Missouri 1

Company Responses

Closed with explanation 47

What the CFPB Complaint Record Shows for InvestiNet LLC

The CFPB Consumer Complaint Database has logged 47 complaints against InvestiNet LLC overall, with 13 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

InvestiNet LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does InvestiNet LLC have?

InvestiNet LLC has 47 total consumer complaints filed with the CFPB, with 13 filed in the last 12 months.

Does InvestiNet LLC respond to complaints on time?

InvestiNet LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for InvestiNet LLC?

The most complained-about product for InvestiNet LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with InvestiNet LLC?

The most common issue reported by consumers about InvestiNet LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against InvestiNet LLC?

You can file a complaint against InvestiNet LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about InvestiNet LLC?

Consumers in 22 states and territories have filed complaints about InvestiNet LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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