CFPB Consumer Complaint Profile

J. Ritter Law P.C.

Consumers have filed 15 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

15
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
7
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, J. Ritter Law P.C. has accumulated 15 complaints, placing it #3232 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#3232
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
7
states with complaints
C
PlainCredit Trust Score
56/100
J. Ritter Law P.C. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

J. Ritter Law P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

J. Ritter Law P.C. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 9
Debt collection - Other debt 6

Top Issues

1.Attempts to collect debt not owed 5
2.False statements or representation 4
3.Communication tactics 3
4.Took or threatened to take negative or legal action 2
5.Written notification about debt 1

Complaints by Year

Year Complaints
2021 11
2022 1
2023 3

Complaints by State (Top 15)

North Carolina 9
Illinois 1
Utah 1
Michigan 1
Florida 1
Massachusetts 1
Oregon 1

Company Responses

Closed with explanation 15

What the CFPB Complaint Record Shows for J. Ritter Law P.C.

The CFPB Consumer Complaint Database has logged 15 complaints against J. Ritter Law P.C. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

J. Ritter Law P.C.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does J. Ritter Law P.C. have?

J. Ritter Law P.C. has 15 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does J. Ritter Law P.C. respond to complaints on time?

J. Ritter Law P.C.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for J. Ritter Law P.C.?

Among all products tied to J. Ritter Law P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with J. Ritter Law P.C.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about J. Ritter Law P.C.; the full issue list with counts is above.

How do I file a complaint against J. Ritter Law P.C.?

You can file a complaint against J. Ritter Law P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about J. Ritter Law P.C.?

Consumers in 7 states and territories have filed complaints about J. Ritter Law P.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does J. Ritter Law P.C. have?

J. Ritter Law P.C. has 15 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does J. Ritter Law P.C. respond to complaints on time?

J. Ritter Law P.C.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for J. Ritter Law P.C.?

Among all products tied to J. Ritter Law P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with J. Ritter Law P.C.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about J. Ritter Law P.C.; the full issue list with counts is above.

How do I file a complaint against J. Ritter Law P.C.?

You can file a complaint against J. Ritter Law P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about J. Ritter Law P.C.?

Consumers in 7 states and territories have filed complaints about J. Ritter Law P.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

J. Ritter Law P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.