CFPB Consumer Complaint Profile

Kp Asset Consulting LLC

What 44 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

44
Total complaints
0
Last 12 months
20.5%
Timely response
17
States affected

The verdict

Kp Asset Consulting LLC ranks #1950 of 3,848 financial companies by CFPB complaint volume, with 44 complaints on record. It answers 20.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#1950
of 3,848 companies by volume
20.5%
answered on time
Debt collection
most-complained product
17
states with complaints
Kp Asset Consulting LLC timely response rate 20.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 26
Debt collection — Payday loan debt 11
Debt collection — Other debt 6
Payday loan, title loan, or personal loan — Payday loan 1

Top Issues

1.Communication tactics 18
2.Took or threatened to take negative or legal action 12
3.Threatened to contact someone or share information improperly 8
4.False statements or representation 4
5.Written notification about debt 1
6.Struggling to pay your loan 1

Complaints by Year

Year Complaints
2022 11
2023 21
2024 12

Complaints by State (Top 15)

California 10
Texas 4
Kentucky 4
Oklahoma 3
Indiana 3
South Carolina 3
Ohio 3
Minnesota 2
Iowa 2
Florida 2
Michigan 2
Maryland 1
Georgia 1
Virginia 1
Delaware 1

Company Responses

Untimely response 34
Closed with explanation 10

What the CFPB Complaint Record Shows for Kp Asset Consulting LLC

The CFPB Consumer Complaint Database has logged 44 complaints against Kp Asset Consulting LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Kp Asset Consulting LLC's timely response rate stands at 20.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kp Asset Consulting LLC have?

Kp Asset Consulting LLC has 44 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Kp Asset Consulting LLC respond to complaints on time?

Kp Asset Consulting LLC has a 20.5% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Kp Asset Consulting LLC?

The most complained-about product for Kp Asset Consulting LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Kp Asset Consulting LLC?

The most common issue reported by consumers about Kp Asset Consulting LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Kp Asset Consulting LLC?

You can file a complaint against Kp Asset Consulting LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kp Asset Consulting LLC?

Consumers in 17 states and territories have filed complaints about Kp Asset Consulting LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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