Law Office of Brett M. Borland, P.C.

CFPB Consumer Complaint Profile

199
Total Complaints
67
Last 12 Months
100%
Timely Response
28
States Affected
Law Office of Brett M. Borland, P.C. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Rental debt 103
Debt collection — Other debt 56
Debt collection — I do not know 20
Credit reporting or other personal consumer reports — Credit reporting 7
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 5
Credit reporting or other personal consumer reports — Other personal consumer report 3
Debt collection — Mortgage debt 2
Debt collection — Credit card debt 2
Debt or credit management — Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 70
2.Written notification about debt 44
3.False statements or representation 40
4.Communication tactics 12
5.Took or threatened to take negative or legal action 9
6.Threatened to contact someone or share information improperly 7
7.Incorrect information on your report 6
8.Problem with a credit reporting company's investigation into an existing problem 4
9.Problem with a company's investigation into an existing problem 2
10.Identity theft protection or other monitoring services 1

Complaints by Year

Year Complaints
2020 5
2021 25
2022 17
2023 31
2024 36
2025 69
2026 16

Complaints by State (Top 15)

Georgia 30
Texas 28
Florida 17
Michigan 11
North Carolina 10
New York 10
Alabama 7
Pennsylvania 7
South Carolina 7
Tennessee 7
Mississippi 7
California 6
Kentucky 6
Indiana 6
Maryland 6

Company Responses

Closed with explanation 195
In progress 4

What the CFPB Complaint Record Shows for Law Office of Brett M. Borland, P.C.

The CFPB Consumer Complaint Database has logged 199 complaints against Law Office of Brett M. Borland, P.C. overall, with 67 of those filed in the trailing 12 months. Reports have come from consumers in 28 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Law Office of Brett M. Borland, P.C.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Law Office of Brett M. Borland, P.C. have?

Law Office of Brett M. Borland, P.C. has 199 total consumer complaints filed with the CFPB, with 67 filed in the last 12 months.

Does Law Office of Brett M. Borland, P.C. respond to complaints on time?

Law Office of Brett M. Borland, P.C. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Law Office of Brett M. Borland, P.C.?

The most complained-about product for Law Office of Brett M. Borland, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Office of Brett M. Borland, P.C.?

The most common issue reported by consumers about Law Office of Brett M. Borland, P.C. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Law Office of Brett M. Borland, P.C.?

You can file a complaint against Law Office of Brett M. Borland, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Office of Brett M. Borland, P.C.?

Consumers in 28 states and territories have filed complaints about Law Office of Brett M. Borland, P.C. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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