CFPB Consumer Complaint Profile

Law Offices of Timothy E. Baxter & Associates, P.C.

Behind the 26 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

26
Total complaints
Mid-range
0
Last 12 months
92.3%
Timely response
Bottom quartile
2
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Law Offices of Timothy E. Baxter & Associates, P.C. sits at #2538, with 26 complaints logged. On-time replies land at 92.3%, the 22nd percentile for the 100+ complaint peer group.

#2538
of 3,843 companies by volume
92.3%
on time (22nd pctile)
Debt collection
most-complained product
2
states with complaints
C-
PlainCredit Trust Score
51/100
Law Offices of Timothy E. Baxter & Associates, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.3%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.7%
Share of complaints closed with monetary or non-monetary relief

Law Offices of Timothy E. Baxter & Associates, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.3% Among the lowest higher than 22% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Law Offices of Timothy E. Baxter & Associates, P.C. timely response rate 92.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 6
Debt collection - I do not know 5
Debt collection - Credit card debt 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Auto 2
Debt collection - Other debt 2
Payday loan, title loan, or personal loan - Personal line of credit 1
Debt collection - Other (i.e. phone, health club, etc.) 1
Credit reporting or other personal consumer reports - Credit reporting 1
Payday loan, title loan, or personal loan - Payday loan 1

Top Issues

1.Communication tactics 5
2.False statements or representation 5
3.Disclosure verification of debt 4
4.Improper use of your report 3
5.Took or threatened to take negative or legal action 3
6.Incorrect information on your report 1
7.Credit monitoring or identity theft protection services 1
8.Attempts to collect debt not owed 1
9.Written notification about debt 1
10.Can't contact lender or servicer 1

Complaints by Year

Year Complaints
2014 2
2015 4
2016 2
2017 5
2018 3
2019 3
2020 1
2021 2
2022 1
2024 3

Complaints by State (Top 15)

Michigan 25
Florida 1

Company Responses

Closed with explanation 24
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Law Offices of Timothy E. Baxter & Associates, P.C.

Law Offices of Timothy E. Baxter & Associates, P.C. carries 26 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 2 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Law Offices of Timothy E. Baxter & Associates, P.C. posts a 92.3% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 20% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 7.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Timothy E. Baxter & Associates, P.C. have?

Law Offices of Timothy E. Baxter & Associates, P.C. has 26 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Law Offices of Timothy E. Baxter & Associates, P.C. respond to complaints on time?

Law Offices of Timothy E. Baxter & Associates, P.C.'s CFPB timely-response rate is 92.3%.

What product generates the most complaints for Law Offices of Timothy E. Baxter & Associates, P.C.?

The most complained-about product for Law Offices of Timothy E. Baxter & Associates, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Offices of Timothy E. Baxter & Associates, P.C.?

Consumers most often cite "Communication tactics" when complaining about Law Offices of Timothy E. Baxter & Associates, P.C.; the full issue list with counts is above.

How do I file a complaint against Law Offices of Timothy E. Baxter & Associates, P.C.?

You can file a complaint against Law Offices of Timothy E. Baxter & Associates, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Timothy E. Baxter & Associates, P.C.?

Law Offices of Timothy E. Baxter & Associates, P.C. has drawn CFPB complaints from 2 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Law Offices of Timothy E. Baxter & Associates, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Timothy E. Baxter & Associates, P.C. have?

Law Offices of Timothy E. Baxter & Associates, P.C. has 26 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Law Offices of Timothy E. Baxter & Associates, P.C. respond to complaints on time?

Law Offices of Timothy E. Baxter & Associates, P.C.'s CFPB timely-response rate is 92.3%.

What product generates the most complaints for Law Offices of Timothy E. Baxter & Associates, P.C.?

The most complained-about product for Law Offices of Timothy E. Baxter & Associates, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Offices of Timothy E. Baxter & Associates, P.C.?

Consumers most often cite "Communication tactics" when complaining about Law Offices of Timothy E. Baxter & Associates, P.C.; the full issue list with counts is above.

How do I file a complaint against Law Offices of Timothy E. Baxter & Associates, P.C.?

You can file a complaint against Law Offices of Timothy E. Baxter & Associates, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Timothy E. Baxter & Associates, P.C.?

Law Offices of Timothy E. Baxter & Associates, P.C. has drawn CFPB complaints from 2 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Law Offices of Timothy E. Baxter & Associates, P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.