CFPB Consumer Complaint Profile

Lawson Hamilton & Associates

What 20 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

20
Total complaints
7
Last 12 months
100%
Timely response
8
States affected

The verdict

Lawson Hamilton & Associates ranks #2864 of 3,848 financial companies by CFPB complaint volume, with 20 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2864
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
8
states with complaints
Lawson Hamilton & Associates timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Medical debt 10
Debt collection — Payday loan debt 4
Debt collection — I do not know 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3

Top Issues

1.Attempts to collect debt not owed 10
2.Took or threatened to take negative or legal action 4
3.False statements or representation 2
4.Incorrect information on your report 2
5.Written notification about debt 1
6.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2020 1
2021 3
2022 5
2023 2
2024 2
2025 5
2026 2

Complaints by State (Top 15)

California 10
Georgia 2
Florida 2
Missouri 2
Michigan 1
Illinois 1
Texas 1
Alabama 1

Company Responses

Closed with explanation 20

What the CFPB Complaint Record Shows for Lawson Hamilton & Associates

The CFPB Consumer Complaint Database has logged 20 complaints against Lawson Hamilton & Associates overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Lawson Hamilton & Associates's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lawson Hamilton & Associates have?

Lawson Hamilton & Associates has 20 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Lawson Hamilton & Associates respond to complaints on time?

Lawson Hamilton & Associates has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Lawson Hamilton & Associates?

The most complained-about product for Lawson Hamilton & Associates is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Lawson Hamilton & Associates?

The most common issue reported by consumers about Lawson Hamilton & Associates is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Lawson Hamilton & Associates?

You can file a complaint against Lawson Hamilton & Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lawson Hamilton & Associates?

Consumers in 8 states and territories have filed complaints about Lawson Hamilton & Associates with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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