CFPB Consumer Complaint Profile

Legal Action Bureau Inc

Behind the 10 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
0
Last 12 months
50%
Timely response
Bottom decile
7
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Legal Action Bureau Inc has accumulated 10 complaints, placing it #3715 by volume. Its on-time response rate is 50%, the 3rd percentile among companies with 100+ complaints.

#3715
of 3,843 companies by volume
50%
on time (3rd pctile)
Debt collection
most-complained product
7
states with complaints
F
PlainCredit Trust Score
39/100
Legal Action Bureau Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 50.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B+ 10.0%
Share of complaints closed with monetary or non-monetary relief

Legal Action Bureau Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

50% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Legal Action Bureau Inc timely response rate 50.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Medical debt 1
Debt collection - Auto debt 1
Debt collection - I do not know 1

Top Issues

1.Took or threatened to take negative or legal action 5
2.Communication tactics 3
3.Problem with a credit reporting company's investigation into an existing problem 1
4.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2018 2
2019 1
2020 3
2021 1
2022 3

Complaints by State (Top 15)

Florida 3
California 2
Arizona 1
Tennessee 1
New York 1
North Carolina 1
Wisconsin 1

Company Responses

Closed with explanation 9
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Legal Action Bureau Inc

The CFPB Consumer Complaint Database has logged 10 complaints against Legal Action Bureau Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Legal Action Bureau Inc posts a 50% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Among resolved complaints, the consumer-relief closure rate is 10%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Legal Action Bureau Inc have?

The CFPB has logged 10 complaints against Legal Action Bureau Inc to date, of which 0 came in over the last 12 months.

Does Legal Action Bureau Inc respond to complaints on time?

Legal Action Bureau Inc has a 50% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Legal Action Bureau Inc?

"Debt collection" draws more CFPB complaints against Legal Action Bureau Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Legal Action Bureau Inc?

The most common issue reported by consumers about Legal Action Bureau Inc is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Legal Action Bureau Inc?

You can file a complaint against Legal Action Bureau Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Legal Action Bureau Inc?

The CFPB has recorded complaints against Legal Action Bureau Inc from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Legal Action Bureau Inc have?

The CFPB has logged 10 complaints against Legal Action Bureau Inc to date, of which 0 came in over the last 12 months.

Does Legal Action Bureau Inc respond to complaints on time?

Legal Action Bureau Inc has a 50% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Legal Action Bureau Inc?

"Debt collection" draws more CFPB complaints against Legal Action Bureau Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Legal Action Bureau Inc?

The most common issue reported by consumers about Legal Action Bureau Inc is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Legal Action Bureau Inc?

You can file a complaint against Legal Action Bureau Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Legal Action Bureau Inc?

The CFPB has recorded complaints against Legal Action Bureau Inc from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Legal Action Bureau Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.