CFPB Consumer Complaint Profile

Midwest Receivable Solutions LLC

Behind the 89 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

89
Total complaints
41
Last 12 months
100%
Timely response
9
States affected

The verdict

Midwest Receivable Solutions LLC ranks #1401 of 3,848 financial companies by CFPB complaint volume, with 89 complaints on record. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#1401
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
9
states with complaints
Midwest Receivable Solutions LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 36
Debt collection - Other debt 22
Credit reporting or other personal consumer reports - Credit reporting 18
Debt collection - Medical debt 5
Debt collection - Telecommunications debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Credit card debt 2

Top Issues

1.Attempts to collect debt not owed 30
2.Written notification about debt 16
3.Took or threatened to take negative or legal action 12
4.Improper use of your report 10
5.False statements or representation 8
6.Incorrect information on your report 8
7.Problem with a credit reporting company's investigation into an existing problem 2
8.Problem with a company's investigation into an existing problem 1
9.Communication tactics 1
10.Electronic communications 1

Complaints by Year

Year Complaints
2022 1
2023 6
2024 32
2025 35
2026 15

Complaints by State (Top 15)

Illinois 43
Wisconsin 24
Michigan 10
Indiana 3
Florida 2
California 2
Nebraska 2
Georgia 2
Ohio 1

Company Responses

Closed with explanation 89

What the CFPB Complaint Record Shows for Midwest Receivable Solutions LLC

89 complaints against Midwest Receivable Solutions LLC appear in the CFPB record, including 41 from the trailing year. The 9 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Midwest Receivable Solutions LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Midwest Receivable Solutions LLC have?

89 complaints have been filed against Midwest Receivable Solutions LLC with the CFPB overall - 41 of them in the past year.

Does Midwest Receivable Solutions LLC respond to complaints on time?

Midwest Receivable Solutions LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Midwest Receivable Solutions LLC?

"Debt collection" draws more CFPB complaints against Midwest Receivable Solutions LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Midwest Receivable Solutions LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Midwest Receivable Solutions LLC; the full issue list with counts is above.

How do I file a complaint against Midwest Receivable Solutions LLC?

You can file a complaint against Midwest Receivable Solutions LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Midwest Receivable Solutions LLC?

Midwest Receivable Solutions LLC has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026