CFPB Consumer Complaint Profile
Midwest Resale Specialist, Inc.
Consumers have filed 25 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 25
- Total complaints
- Mid-range
- 14
- Last 12 months
- 100%
- Timely response
- Top decile
- 5
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Midwest Resale Specialist, Inc. sits at #2586, with 25 complaints logged. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.
- #2586
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Debt collection
- most-complained product
- 5
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Midwest Resale Specialist, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 4 in 2024 to 16 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2023 | 4 |
| 2024 | 4 |
| 2025 | 16 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Midwest Resale Specialist, Inc.
Midwest Resale Specialist, Inc. carries 25 complaints in the CFPB's database, 14 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Midwest Resale Specialist, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 4% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Midwest Resale Specialist, Inc. have?
25 complaints have been filed against Midwest Resale Specialist, Inc. with the CFPB overall - 14 of them in the past year.
Does Midwest Resale Specialist, Inc. respond to complaints on time?
Midwest Resale Specialist, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Midwest Resale Specialist, Inc.?
The most complained-about product for Midwest Resale Specialist, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Midwest Resale Specialist, Inc.?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Midwest Resale Specialist, Inc. - see all issues and counts above.
How do I file a complaint against Midwest Resale Specialist, Inc.?
You can file a complaint against Midwest Resale Specialist, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Midwest Resale Specialist, Inc.?
Midwest Resale Specialist, Inc. has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Midwest Resale Specialist, Inc. have?
25 complaints have been filed against Midwest Resale Specialist, Inc. with the CFPB overall - 14 of them in the past year.
Does Midwest Resale Specialist, Inc. respond to complaints on time?
Midwest Resale Specialist, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Midwest Resale Specialist, Inc.?
The most complained-about product for Midwest Resale Specialist, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Midwest Resale Specialist, Inc.?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Midwest Resale Specialist, Inc. - see all issues and counts above.
How do I file a complaint against Midwest Resale Specialist, Inc.?
You can file a complaint against Midwest Resale Specialist, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Midwest Resale Specialist, Inc.?
Midwest Resale Specialist, Inc. has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.