CFPB Consumer Complaint Profile
Oliphant United, Inc.
What 482 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-05-15
- 482
- Total complaints
- 471
- Last 12 months
- 100%
- Timely response
- 42
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Oliphant United, Inc. has accumulated 482 complaints, placing it #523 by volume. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.
- #523
- of 3,848 companies by volume
- 100%
- answered on time
- Debt collection
- most-complained product
- 42
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2025 | 381 |
| 2026 | 101 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Oliphant United, Inc.
Oliphant United, Inc. carries 482 complaints in the CFPB's database, 471 of them filed within the past 12 months. Consumers spanning 42 states and territories have weighed in, giving this a nationwide footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Oliphant United, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Oliphant United, Inc. have?
482 complaints have been filed against Oliphant United, Inc. with the CFPB overall - 471 of them in the past year.
Does Oliphant United, Inc. respond to complaints on time?
100% of the CFPB complaints against Oliphant United, Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Oliphant United, Inc.?
The most complained-about product for Oliphant United, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Oliphant United, Inc.?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Oliphant United, Inc.; the full issue list with counts is above.
How do I file a complaint against Oliphant United, Inc.?
You can file a complaint against Oliphant United, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Oliphant United, Inc.?
Oliphant United, Inc. has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~482)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.