CFPB Consumer Complaint Profile

Omni AR, LLC

What 13 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

13
Total complaints
Below average
7
Last 12 months
46.2%
Timely response
Bottom decile
3
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Omni AR, LLC has accumulated 13 complaints, placing it #3408 by volume. Its on-time response rate is 46.2%, the 3rd percentile among companies with 100+ complaints.

#3408
of 3,843 companies by volume
46.2%
on time (3rd pctile)
Debt collection
most-complained product
3
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
10/100
Omni AR, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 46.2%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Omni AR, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

46.2% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 1 in 2024 to 12 in 2025 (2024 → 2025).

See the full year-over-year release diff

Omni AR, LLC timely response rate 46.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Rental debt 7
Debt collection - I do not know 3
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Other debt 1

Top Issues

1.Written notification about debt 3
2.Took or threatened to take negative or legal action 3
3.False statements or representation 3
4.Attempts to collect debt not owed 2
5.Incorrect information on your report 2

Complaints by Year

Year Complaints
2024 1
2025 12

Complaints by State (Top 15)

Idaho 11
Ohio 1
District of Columbia 1

Company Responses

Closed with explanation 13

What the CFPB Complaint Record Shows for Omni AR, LLC

The CFPB Consumer Complaint Database has logged 13 complaints against Omni AR, LLC overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 3 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Omni AR, LLC's timely response rate stands at 46.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Omni AR, LLC have?

13 complaints have been filed against Omni AR, LLC with the CFPB overall - 7 of them in the past year.

Does Omni AR, LLC respond to complaints on time?

Omni AR, LLC has a 46.2% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Omni AR, LLC?

"Debt collection" draws more CFPB complaints against Omni AR, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Omni AR, LLC?

"Written notification about debt" is the single most frequently cited issue in complaints against Omni AR, LLC - see all issues and counts above.

How do I file a complaint against Omni AR, LLC?

You can file a complaint against Omni AR, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Omni AR, LLC?

Consumers in 3 states and territories have filed complaints about Omni AR, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Omni AR, LLC have?

13 complaints have been filed against Omni AR, LLC with the CFPB overall - 7 of them in the past year.

Does Omni AR, LLC respond to complaints on time?

Omni AR, LLC has a 46.2% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Omni AR, LLC?

"Debt collection" draws more CFPB complaints against Omni AR, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Omni AR, LLC?

"Written notification about debt" is the single most frequently cited issue in complaints against Omni AR, LLC - see all issues and counts above.

How do I file a complaint against Omni AR, LLC?

You can file a complaint against Omni AR, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Omni AR, LLC?

Consumers in 3 states and territories have filed complaints about Omni AR, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Omni AR, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.