CFPB Consumer Complaint Profile

Pappas Hayden Westberg & Jackson PC

Behind the 14 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

14
Total complaints
Below average
5
Last 12 months
100%
Timely response
Top decile
4
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Pappas Hayden Westberg & Jackson PC has accumulated 14 complaints, placing it #3314 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#3314
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
4
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Pappas Hayden Westberg & Jackson PC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Pappas Hayden Westberg & Jackson PC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Pappas Hayden Westberg & Jackson PC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 11
Debt collection - I do not know 2
Debt collection - Payday loan debt 1

Top Issues

1.Attempts to collect debt not owed 4
2.Written notification about debt 3
3.False statements or representation 3
4.Took or threatened to take negative or legal action 3
5.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2023 2
2024 5
2025 6
2026year in progress 1

Complaints by State (Top 15)

Missouri 5
Colorado 5
Kansas 3
New Jersey 1

Company Responses

Closed with explanation 14

What the CFPB Complaint Record Shows for Pappas Hayden Westberg & Jackson PC

14 complaints against Pappas Hayden Westberg & Jackson PC appear in the CFPB record, including 5 from the trailing year. The 4 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Pappas Hayden Westberg & Jackson PC posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Pappas Hayden Westberg & Jackson PC have?

14 complaints have been filed against Pappas Hayden Westberg & Jackson PC with the CFPB overall - 5 of them in the past year.

Does Pappas Hayden Westberg & Jackson PC respond to complaints on time?

Pappas Hayden Westberg & Jackson PC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Pappas Hayden Westberg & Jackson PC?

The most complained-about product for Pappas Hayden Westberg & Jackson PC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Pappas Hayden Westberg & Jackson PC?

The most common issue reported by consumers about Pappas Hayden Westberg & Jackson PC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Pappas Hayden Westberg & Jackson PC?

You can file a complaint against Pappas Hayden Westberg & Jackson PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pappas Hayden Westberg & Jackson PC?

Pappas Hayden Westberg & Jackson PC has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Pappas Hayden Westberg & Jackson PC have?

14 complaints have been filed against Pappas Hayden Westberg & Jackson PC with the CFPB overall - 5 of them in the past year.

Does Pappas Hayden Westberg & Jackson PC respond to complaints on time?

Pappas Hayden Westberg & Jackson PC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Pappas Hayden Westberg & Jackson PC?

The most complained-about product for Pappas Hayden Westberg & Jackson PC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Pappas Hayden Westberg & Jackson PC?

The most common issue reported by consumers about Pappas Hayden Westberg & Jackson PC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Pappas Hayden Westberg & Jackson PC?

You can file a complaint against Pappas Hayden Westberg & Jackson PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pappas Hayden Westberg & Jackson PC?

Pappas Hayden Westberg & Jackson PC has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Pappas Hayden Westberg & Jackson PC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.