CFPB Consumer Complaint Profile

Paradigm Assets, LLC

Consumers have filed 162 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

162
Total complaints
0
Last 12 months
98.1%
Timely response
31
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Paradigm Assets, LLC sits at #1060, with 162 complaints logged. 98.1% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#1060
of 3,848 companies by volume
98.1%
answered on time
Debt collection
most-complained product
31
states with complaints
Paradigm Assets, LLC timely response rate 98.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 75
Debt collection - I do not know 40
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 25
Credit reporting or other personal consumer reports - Credit reporting 9
Debt collection - Other debt 8
Debt collection - Auto debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Credit card or prepaid card - General-purpose credit card or charge card 1
Debt collection - Payday loan debt 1
Credit card or prepaid card - Store credit card 1

Top Issues

1.Attempts to collect debt not owed 64
2.Written notification about debt 36
3.Incorrect information on your report 26
4.Took or threatened to take negative or legal action 13
5.False statements or representation 8
6.Problem with a credit reporting company's investigation into an existing problem 7
7.Improper use of your report 2
8.Communication tactics 2
9.Threatened to contact someone or share information improperly 2
10.Fraud or scam 1

Complaints by Year

Year Complaints
2020 3
2021 63
2022 52
2023 30
2024 14

Complaints by State (Top 15)

Florida 27
California 23
New York 15
Georgia 13
Pennsylvania 12
Texas 12
New Jersey 7
Illinois 7
Connecticut 5
Michigan 5
Louisiana 4
Alabama 3
District of Columbia 2
South Carolina 2
Washington 2

Company Responses

Closed with explanation 162

What the CFPB Complaint Record Shows for Paradigm Assets, LLC

Paradigm Assets, LLC carries 162 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 31 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Paradigm Assets, LLC answers 98.1% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Paradigm Assets, LLC have?

162 complaints have been filed against Paradigm Assets, LLC with the CFPB overall - 0 of them in the past year.

Does Paradigm Assets, LLC respond to complaints on time?

98.1% of the CFPB complaints against Paradigm Assets, LLC get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Paradigm Assets, LLC?

Among all products tied to Paradigm Assets, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Paradigm Assets, LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Paradigm Assets, LLC - see all issues and counts above.

How do I file a complaint against Paradigm Assets, LLC?

You can file a complaint against Paradigm Assets, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Paradigm Assets, LLC?

Consumers in 31 states and territories have filed complaints about Paradigm Assets, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026