Pendrick Capital Partners

CFPB Consumer Complaint Profile

230
Total Complaints
0
Last 12 Months
100%
Timely Response
33
States Affected
Pendrick Capital Partners timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 174
Debt collection — I do not know 27
Credit reporting or other personal consumer reports — Credit reporting 10
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 8
Debt collection — Other debt 7
Debt collection — Credit card debt 3
Debt or credit management — Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 114
2.Communication tactics 31
3.Written notification about debt 29
4.False statements or representation 18
5.Took or threatened to take negative or legal action 12
6.Improper use of your report 12
7.Threatened to contact someone or share information improperly 6
8.Incorrect information on your report 4
9.Problem with customer service 1
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2020 57
2021 66
2022 25
2023 32
2024 44
2025 6

Complaints by State (Top 15)

Texas 37
California 26
Florida 20
Virginia 13
Georgia 12
Illinois 11
Arizona 10
Ohio 9
New York 9
North Carolina 8
Maryland 7
Pennsylvania 7
Louisiana 6
Alabama 5
New Jersey 5

Company Responses

Closed with explanation 201
Closed with non-monetary relief 29

What the CFPB Complaint Record Shows for Pendrick Capital Partners

The CFPB Consumer Complaint Database has logged 230 complaints against Pendrick Capital Partners overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Pendrick Capital Partners's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 12.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Pendrick Capital Partners have?

Pendrick Capital Partners has 230 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Pendrick Capital Partners respond to complaints on time?

Pendrick Capital Partners has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Pendrick Capital Partners?

The most complained-about product for Pendrick Capital Partners is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Pendrick Capital Partners?

The most common issue reported by consumers about Pendrick Capital Partners is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Pendrick Capital Partners?

You can file a complaint against Pendrick Capital Partners directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pendrick Capital Partners?

Consumers in 33 states and territories have filed complaints about Pendrick Capital Partners with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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