CFPB Consumer Complaint Profile
RAS LaVrar, LLC
What 191 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 191
- Total complaints
- Above average
- 38
- Last 12 months
- 92.7%
- Timely response
- Bottom quartile
- 10
- States affected
The verdict
191 CFPB complaints put RAS LaVrar, LLC at #965 out of 3,843 financial companies ranked by complaint volume. It posts a 92.7% on-time response rate, the 23rd percentile among companies with 100+ complaints.
- #965
- of 3,843 companies by volume
- 92.7%
- on time (23rd pctile)
- Debt collection
- most-complained product
- 10
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
RAS LaVrar, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
92.7% Among the lowest higher than 23% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 37 in 2024 to 49 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 2 |
| 2018 | 14 |
| 2019 | 13 |
| 2020 | 9 |
| 2021 | 17 |
| 2022 | 15 |
| 2023 | 32 |
| 2024 | 37 |
| 2025 | 49 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for RAS LaVrar, LLC
RAS LaVrar, LLC carries 191 complaints in the CFPB's database, 38 of them filed within the past 12 months. Consumers spanning 10 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against RAS LaVrar, LLC draw a 92.7% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does RAS LaVrar, LLC have?
RAS LaVrar, LLC has 191 total consumer complaints filed with the CFPB, with 38 filed in the last 12 months.
Does RAS LaVrar, LLC respond to complaints on time?
RAS LaVrar, LLC's CFPB timely-response rate is 92.7%.
What product generates the most complaints for RAS LaVrar, LLC?
The most complained-about product for RAS LaVrar, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with RAS LaVrar, LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against RAS LaVrar, LLC - see all issues and counts above.
How do I file a complaint against RAS LaVrar, LLC?
You can file a complaint against RAS LaVrar, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about RAS LaVrar, LLC?
RAS LaVrar, LLC has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.