CFPB Consumer Complaint Profile
Recuvery LLC
47 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 47
- Total complaints
- Mid-range
- 46
- Last 12 months
- 100%
- Timely response
- Top decile
- 18
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Recuvery LLC has accumulated 47 complaints, placing it #1895 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.
- #1895
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Debt collection
- most-complained product
- 18
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Recuvery LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 1 in 2024 to 37 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2024 | 1 |
| 2025 | 37 |
| 2026year in progress | 9 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Recuvery LLC
The CFPB Consumer Complaint Database has logged 47 complaints against Recuvery LLC overall, with 46 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Recuvery LLC draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Recuvery LLC have?
The CFPB has logged 47 complaints against Recuvery LLC to date, of which 46 came in over the last 12 months.
Does Recuvery LLC respond to complaints on time?
Recuvery LLC has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Recuvery LLC?
The most complained-about product for Recuvery LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Recuvery LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Recuvery LLC - see all issues and counts above.
How do I file a complaint against Recuvery LLC?
You can file a complaint against Recuvery LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Recuvery LLC?
The CFPB has recorded complaints against Recuvery LLC from 18 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Recuvery LLC have?
The CFPB has logged 47 complaints against Recuvery LLC to date, of which 46 came in over the last 12 months.
Does Recuvery LLC respond to complaints on time?
Recuvery LLC has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Recuvery LLC?
The most complained-about product for Recuvery LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Recuvery LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Recuvery LLC - see all issues and counts above.
How do I file a complaint against Recuvery LLC?
You can file a complaint against Recuvery LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Recuvery LLC?
The CFPB has recorded complaints against Recuvery LLC from 18 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.