CFPB Consumer Complaint Profile

Robert W. Warner & Associates, P.C.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

13
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
4
States affected

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The verdict

Robert W. Warner & Associates, P.C. ranks #3408 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 86th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
MI
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
69/100
Robert W. Warner & Associates, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.7%
Share of complaints closed with monetary or non-monetary relief

Robert W. Warner & Associates, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Credit card debt 3
Debt collection - Rental debt 3
Debt collection - Other (i.e. phone, health club, etc.) 2
Consumer Loan - Installment loan 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Credit card 1
Debt collection - I do not know 1
Credit card 1

Top Issues

1.Took or threatened to take negative or legal action 3
2.Written notification about debt 2
3.Communication tactics 2
4.Managing the loan or lease 1
5.Problem with a credit reporting company's investigation into an existing problem 1
6.False statements or representation 1
7.Disclosure verification of debt 1
8.Attempts to collect debt not owed 1
9.Identity theft / Fraud / Embezzlement 1

Complaints by Year

Year Complaints
2014 4
2015 1
2022 2
2023 1
2024 4
2025 1

Complaints by State (Top 15)

Michigan 10
Texas 1
Pennsylvania 1
California 1

Company Responses

Closed with explanation 10
Closed 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Robert W. Warner & Associates, P.C.

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Robert W. Warner & Associates, P.C., with consumers across the country filing against it. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Robert W. Warner & Associates, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Robert W. Warner & Associates, P.C. have?

The CFPB has logged 13 complaints against Robert W. Warner & Associates, P.C. to date, of which 0 came in over the last 12 months.

Does Robert W. Warner & Associates, P.C. respond to complaints on time?

CFPB complaints against Robert W. Warner & Associates, P.C. draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Robert W. Warner & Associates, P.C.?

The most complained-about product for Robert W. Warner & Associates, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Robert W. Warner & Associates, P.C.?

The most common issue reported by consumers about Robert W. Warner & Associates, P.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Robert W. Warner & Associates, P.C.?

You can file a complaint against Robert W. Warner & Associates, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Robert W. Warner & Associates, P.C.?

Consumers in 4 states and territories have filed complaints about Robert W. Warner & Associates, P.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Robert W. Warner & Associates, P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.