CFPB Consumer Complaint Profile

Rock Creek Capital, LLC

Behind the 33 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

33
Total complaints
Mid-range
3
Last 12 months
100%
Timely response
Top decile
16
States affected

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The verdict

Rock Creek Capital, LLC ranks #2243 of 3,843 financial companies by CFPB complaint volume, with 33 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2243
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
16
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Rock Creek Capital, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Rock Creek Capital, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Rock Creek Capital, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Auto debt 14
Debt collection - Private student loan debt 6
Debt collection - I do not know 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Vehicle loan or lease - Lease 2
Student loan - Private student loan 1
Debt collection - Federal student loan debt 1
Debt collection - Other debt 1

Top Issues

1.Attempts to collect debt not owed 19
2.Written notification about debt 4
3.Took or threatened to take negative or legal action 2
4.Problems at the end of the loan or lease 2
5.False statements or representation 2
6.Incorrect information on your report 2
7.Dealing with your lender or servicer 1
8.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2021 4
2022 22
2023 2
2024 1
2025 4

Complaints by State (Top 15)

California 7
Texas 3
Virginia 3
Illinois 3
Washington 2
Georgia 2
Massachusetts 2
Pennsylvania 2
Maryland 2
Mississippi 1
Michigan 1
Connecticut 1
Oklahoma 1
Louisiana 1
North Carolina 1

Company Responses

Closed with explanation 33

What the CFPB Complaint Record Shows for Rock Creek Capital, LLC

The CFPB Consumer Complaint Database has logged 33 complaints against Rock Creek Capital, LLC overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Rock Creek Capital, LLC draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Rock Creek Capital, LLC have?

Rock Creek Capital, LLC has 33 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Rock Creek Capital, LLC respond to complaints on time?

CFPB complaints against Rock Creek Capital, LLC draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Rock Creek Capital, LLC?

"Debt collection" draws more CFPB complaints against Rock Creek Capital, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Rock Creek Capital, LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Rock Creek Capital, LLC - see all issues and counts above.

How do I file a complaint against Rock Creek Capital, LLC?

You can file a complaint against Rock Creek Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rock Creek Capital, LLC?

Consumers in 16 states and territories have filed complaints about Rock Creek Capital, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Rock Creek Capital, LLC have?

Rock Creek Capital, LLC has 33 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Rock Creek Capital, LLC respond to complaints on time?

CFPB complaints against Rock Creek Capital, LLC draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Rock Creek Capital, LLC?

"Debt collection" draws more CFPB complaints against Rock Creek Capital, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Rock Creek Capital, LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Rock Creek Capital, LLC - see all issues and counts above.

How do I file a complaint against Rock Creek Capital, LLC?

You can file a complaint against Rock Creek Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rock Creek Capital, LLC?

Consumers in 16 states and territories have filed complaints about Rock Creek Capital, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Rock Creek Capital, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.