CFPB Consumer Complaint Profile
Rocky Mountain Capital Management
Consumers have filed 39 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 39
- Total complaints
- Mid-range
- 7
- Last 12 months
- 74.4%
- Timely response
- Bottom decile
- 22
- States affected
The verdict
Rocky Mountain Capital Management ranks #2072 of 3,843 financial companies by CFPB complaint volume, with 39 complaints on record. Its on-time response rate is 74.4%, the 7th percentile among companies with 100+ complaints.
- #2072
- of 3,843 companies by volume
- 74.4%
- on time (7th pctile)
- Debt collection
- most-complained product
- 22
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Rocky Mountain Capital Management vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
74.4% Among the lowest higher than 7% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2018 | 6 |
| 2019 | 2 |
| 2020 | 1 |
| 2021 | 3 |
| 2022 | 5 |
| 2023 | 13 |
| 2024 | 2 |
| 2025 | 6 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Rocky Mountain Capital Management
39 complaints against Rocky Mountain Capital Management appear in the CFPB record, including 7 from the trailing year. The 22 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, Rocky Mountain Capital Management posts a 74.4% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, 2.6% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Rocky Mountain Capital Management have?
39 complaints have been filed against Rocky Mountain Capital Management with the CFPB overall - 7 of them in the past year.
Does Rocky Mountain Capital Management respond to complaints on time?
Rocky Mountain Capital Management has a 74.4% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Rocky Mountain Capital Management?
Among all products tied to Rocky Mountain Capital Management, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Rocky Mountain Capital Management?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Rocky Mountain Capital Management; the full issue list with counts is above.
How do I file a complaint against Rocky Mountain Capital Management?
You can file a complaint against Rocky Mountain Capital Management directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Rocky Mountain Capital Management?
Consumers in 22 states and territories have filed complaints about Rocky Mountain Capital Management with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Rocky Mountain Capital Management have?
39 complaints have been filed against Rocky Mountain Capital Management with the CFPB overall - 7 of them in the past year.
Does Rocky Mountain Capital Management respond to complaints on time?
Rocky Mountain Capital Management has a 74.4% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Rocky Mountain Capital Management?
Among all products tied to Rocky Mountain Capital Management, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Rocky Mountain Capital Management?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Rocky Mountain Capital Management; the full issue list with counts is above.
How do I file a complaint against Rocky Mountain Capital Management?
You can file a complaint against Rocky Mountain Capital Management directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Rocky Mountain Capital Management?
Consumers in 22 states and territories have filed complaints about Rocky Mountain Capital Management with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.