Credit Management Control, Inc.

CFPB Consumer Complaint Profile

231
Total Complaints
0
Last 12 Months
99.1%
Timely Response
29
States Affected
Credit Management Control, Inc. timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 54
Debt collection — I do not know 50
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 39
Debt collection — Medical debt 39
Debt collection — Other (i.e. phone, health club, etc.) 29
Debt collection — Medical 15
Debt collection — Credit card debt 4
Debt collection — Auto 1

Top Issues

1.Attempts to collect debt not owed 73
2.Written notification about debt 46
3.Cont'd attempts collect debt not owed 32
4.Incorrect information on your report 22
5.Disclosure verification of debt 14
6.Problem with a credit reporting company's investigation into an existing problem 14
7.False statements or representation 10
8.Communication tactics 8
9.Took or threatened to take negative or legal action 5
10.Threatened to contact someone or share information improperly 3

Complaints by Year

Year Complaints
2013 1
2014 8
2015 12
2016 14
2017 25
2018 22
2019 18
2020 32
2021 64
2022 35

Complaints by State (Top 15)

Texas 116
Wisconsin 32
Florida 10
Illinois 8
California 7
Georgia 6
North Carolina 5
Maryland 5
Minnesota 5
Missouri 4
New Jersey 4
Michigan 3
Virginia 3
Connecticut 2
Washington 2

Company Responses

Closed with explanation 201
Closed 21
Closed with non-monetary relief 9

What the CFPB Complaint Record Shows for Credit Management Control, Inc.

The CFPB Consumer Complaint Database has logged 231 complaints against Credit Management Control, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 29 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Credit Management Control, Inc.'s timely response rate stands at 99.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 3.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Credit Management Control, Inc. have?

Credit Management Control, Inc. has 231 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Credit Management Control, Inc. respond to complaints on time?

Credit Management Control, Inc. has a 99.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Credit Management Control, Inc.?

The most complained-about product for Credit Management Control, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Credit Management Control, Inc.?

The most common issue reported by consumers about Credit Management Control, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Credit Management Control, Inc.?

You can file a complaint against Credit Management Control, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit Management Control, Inc.?

Consumers in 29 states and territories have filed complaints about Credit Management Control, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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