SinglePoint GI

CFPB Consumer Complaint Profile

568
Total Complaints
164
Last 12 Months
99.1%
Timely Response
40
States Affected
SinglePoint GI timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 196
Debt collection — Other debt 95
Debt collection — Private student loan debt 90
Credit reporting or other personal consumer reports — Credit reporting 58
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 49
Debt collection — Federal student loan debt 47
Student loan — Federal student loan servicing 9
Student loan — Private student loan 9
Debt collection — Credit card debt 4
Debt collection — Telecommunications debt 3

Top Issues

1.Attempts to collect debt not owed 203
2.Written notification about debt 86
3.Incorrect information on your report 60
4.False statements or representation 54
5.Took or threatened to take negative or legal action 44
6.Communication tactics 39
7.Improper use of your report 20
8.Problem with a company's investigation into an existing problem 18
9.Problem with a credit reporting company's investigation into an existing problem 12
10.Threatened to contact someone or share information improperly 12

Complaints by Year

Year Complaints
2019 12
2020 60
2021 83
2022 50
2023 75
2024 88
2025 161
2026 39

Complaints by State (Top 15)

Florida 68
Texas 51
Georgia 44
California 40
South Carolina 26
New York 25
Illinois 25
Pennsylvania 24
Virginia 23
Maryland 21
Ohio 19
Michigan 18
Nevada 18
North Carolina 18
Louisiana 17

Company Responses

Closed with explanation 568

What the CFPB Complaint Record Shows for SinglePoint GI

The CFPB Consumer Complaint Database has logged 568 complaints against SinglePoint GI overall, with 164 of those filed in the trailing 12 months. Reports have come from consumers in 40 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

SinglePoint GI's timely response rate stands at 99.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does SinglePoint GI have?

SinglePoint GI has 568 total consumer complaints filed with the CFPB, with 164 filed in the last 12 months.

Does SinglePoint GI respond to complaints on time?

SinglePoint GI has a 99.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for SinglePoint GI?

The most complained-about product for SinglePoint GI is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with SinglePoint GI?

The most common issue reported by consumers about SinglePoint GI is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against SinglePoint GI?

You can file a complaint against SinglePoint GI directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about SinglePoint GI?

Consumers in 40 states and territories have filed complaints about SinglePoint GI with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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