CFPB Consumer Complaint Profile

Skagit Bonded Collectors, LLC

50 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

50
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
3
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Skagit Bonded Collectors, LLC sits at #1831, with 50 complaints logged. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1831
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
3
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
64/100
Skagit Bonded Collectors, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.0%
Share of complaints closed with monetary or non-monetary relief

Skagit Bonded Collectors, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Skagit Bonded Collectors, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 18
Debt collection - I do not know 11
Debt collection - Medical 10
Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Other debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2

Top Issues

1.Written notification about debt 14
2.Attempts to collect debt not owed 9
3.Disclosure verification of debt 5
4.False statements or representation 5
5.Took or threatened to take negative or legal action 4
6.Communication tactics 3
7.Cont'd attempts collect debt not owed 3
8.Incorrect information on your report 3
9.Improper contact or sharing of info 3
10.Improper use of your report 1

Complaints by Year

Year Complaints
2013 1
2014 2
2015 5
2016 7
2017 6
2018 12
2020 6
2021 2
2022 4
2023 1
2024 2
2025 1
2026year in progress 1

Complaints by State (Top 15)

Washington 47
Texas 2
Indiana 1

Company Responses

Closed with explanation 49
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Skagit Bonded Collectors, LLC

The CFPB Consumer Complaint Database has logged 50 complaints against Skagit Bonded Collectors, LLC overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 3 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Written notification about debt," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Skagit Bonded Collectors, LLC draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 20% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Skagit Bonded Collectors, LLC have?

50 complaints have been filed against Skagit Bonded Collectors, LLC with the CFPB overall - 2 of them in the past year.

Does Skagit Bonded Collectors, LLC respond to complaints on time?

Skagit Bonded Collectors, LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Skagit Bonded Collectors, LLC?

The most complained-about product for Skagit Bonded Collectors, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Skagit Bonded Collectors, LLC?

The most common issue reported by consumers about Skagit Bonded Collectors, LLC is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Skagit Bonded Collectors, LLC?

You can file a complaint against Skagit Bonded Collectors, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Skagit Bonded Collectors, LLC?

Consumers in 3 states and territories have filed complaints about Skagit Bonded Collectors, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Skagit Bonded Collectors, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Skagit Bonded Collectors, LLC have?

50 complaints have been filed against Skagit Bonded Collectors, LLC with the CFPB overall - 2 of them in the past year.

Does Skagit Bonded Collectors, LLC respond to complaints on time?

Skagit Bonded Collectors, LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Skagit Bonded Collectors, LLC?

The most complained-about product for Skagit Bonded Collectors, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Skagit Bonded Collectors, LLC?

The most common issue reported by consumers about Skagit Bonded Collectors, LLC is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Skagit Bonded Collectors, LLC?

You can file a complaint against Skagit Bonded Collectors, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Skagit Bonded Collectors, LLC?

Consumers in 3 states and territories have filed complaints about Skagit Bonded Collectors, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Skagit Bonded Collectors, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.