CFPB Consumer Complaint Profile

Starmark Financial LLC

Consumers have filed 222 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

222
Total complaints
Above average
148
Last 12 months
100%
Timely response
Top decile
32
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Starmark Financial LLC sits at #855, with 222 complaints logged. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#855
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
32
states with complaints
C
PlainCredit Trust Score
56/100
Starmark Financial LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Starmark Financial LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 41 in 2024 to 114 in 2025 (2024 → 2025).

See the full year-over-year release diff

Starmark Financial LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 109
Credit reporting or other personal consumer reports - Credit reporting 39
Debt collection - Payday loan debt 36
Debt collection - Other debt 23
Debt collection - Credit card debt 8
Debt collection - Medical debt 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Telecommunications debt 1
Payday loan, title loan, personal loan, or advance loan - Installment loan 1
Payday loan, title loan, personal loan, or advance loan - Payday loan 1

Top Issues

1.Attempts to collect debt not owed 70
2.Communication tactics 27
3.Written notification about debt 27
4.Took or threatened to take negative or legal action 22
5.Incorrect information on your report 18
6.False statements or representation 16
7.Threatened to contact someone or share information improperly 13
8.Improper use of your report 12
9.Problem with a company's investigation into an existing problem 10
10.Electronic communications 4

Complaints by Year

Year Complaints
2022 6
2023 12
2024 41
2025 114
2026year in progress 49

Complaints by State (Top 15)

Texas 77
South Carolina 16
Tennessee 14
Georgia 14
Florida 13
Michigan 12
Missouri 10
North Carolina 7
Utah 5
Ohio 5
Mississippi 5
Alabama 5
Indiana 5
California 4
Kansas 4

Company Responses

Closed with explanation 222

What the CFPB Complaint Record Shows for Starmark Financial LLC

222 complaints against Starmark Financial LLC appear in the CFPB record, including 148 from the trailing year. The 32 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Starmark Financial LLC posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Starmark Financial LLC have?

222 complaints have been filed against Starmark Financial LLC with the CFPB overall - 148 of them in the past year.

Does Starmark Financial LLC respond to complaints on time?

Starmark Financial LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Starmark Financial LLC?

"Debt collection" draws more CFPB complaints against Starmark Financial LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Starmark Financial LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Starmark Financial LLC - see all issues and counts above.

How do I file a complaint against Starmark Financial LLC?

You can file a complaint against Starmark Financial LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Starmark Financial LLC?

The CFPB has recorded complaints against Starmark Financial LLC from 32 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026