CFPB Consumer Complaint Profile

Steel River Systems, LLC

Consumers have filed 157 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

157
Total complaints
86
Last 12 months
99.4%
Timely response
20
States affected

The verdict

Steel River Systems, LLC ranks #1077 of 3,848 financial companies by CFPB complaint volume, with 157 complaints on record. 99.4% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#1077
of 3,848 companies by volume
99.4%
answered on time
Debt collection
most-complained product
20
states with complaints
Steel River Systems, LLC timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 74
Credit reporting or other personal consumer reports - Credit reporting 29
Debt collection - Other debt 23
Debt collection - Credit card debt 21
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit card - General-purpose credit card or charge card 2
Debt collection - Auto debt 2
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Vehicle loan or lease - Lease 1
Debt collection - Rental debt 1

Top Issues

1.Attempts to collect debt not owed 61
2.Took or threatened to take negative or legal action 21
3.Written notification about debt 21
4.Improper use of your report 14
5.False statements or representation 13
6.Incorrect information on your report 13
7.Problem with a company's investigation into an existing problem 5
8.Electronic communications 3
9.Problem with a credit reporting company's investigation into an existing problem 2
10.Getting a loan or lease 1

Complaints by Year

Year Complaints
2021 3
2022 6
2023 15
2024 27
2025 84
2026 22

Complaints by State (Top 15)

Florida 107
Georgia 6
Texas 5
Arizona 5
South Carolina 5
Louisiana 4
Illinois 4
Ohio 3
North Carolina 3
New Jersey 2
Utah 2
California 2
Alabama 2
Kentucky 1
Wisconsin 1

Company Responses

Closed with explanation 157

What the CFPB Complaint Record Shows for Steel River Systems, LLC

157 complaints against Steel River Systems, LLC appear in the CFPB record, including 86 from the trailing year. The 20 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Steel River Systems, LLC's timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Steel River Systems, LLC have?

The CFPB has logged 157 complaints against Steel River Systems, LLC to date, of which 86 came in over the last 12 months.

Does Steel River Systems, LLC respond to complaints on time?

99.4% of the CFPB complaints against Steel River Systems, LLC get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Steel River Systems, LLC?

Among all products tied to Steel River Systems, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Steel River Systems, LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Steel River Systems, LLC; the full issue list with counts is above.

How do I file a complaint against Steel River Systems, LLC?

You can file a complaint against Steel River Systems, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Steel River Systems, LLC?

Consumers in 20 states and territories have filed complaints about Steel River Systems, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026