CFPB Consumer Complaint Profile

Terrill Outsourcing Group

176 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

176
Total complaints
Mid-range
19
Last 12 months
97.7%
Timely response
Below median
39
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Terrill Outsourcing Group ranks #1014 of 3,843 financial companies by CFPB complaint volume, with 176 complaints on record. It posts a 97.7% on-time response rate, the 45th percentile among companies with 100+ complaints.

#1014
of 3,843 companies by volume
97.7%
on time (45th pctile)
Debt collection
most-complained product
39
states with complaints
C+
PlainCredit Trust Score
64/100
Terrill Outsourcing Group · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.7%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.0%
Share of complaints closed with monetary or non-monetary relief

Terrill Outsourcing Group vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.7% Around the middle higher than 45% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Terrill Outsourcing Group timely response rate 97.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 68
Debt collection - Credit card debt 39
Debt collection - Other debt 23
Debt collection - Medical debt 16
Credit reporting or other personal consumer reports - Credit reporting 6
Debt collection - Payday loan 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Debt collection - Auto debt 4
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Credit card 2

Top Issues

1.Communication tactics 59
2.Attempts to collect debt not owed 40
3.Written notification about debt 24
4.Cont'd attempts collect debt not owed 9
5.Threatened to contact someone or share information improperly 9
6.False statements or representation 6
7.Incorrect information on your report 6
8.Took or threatened to take negative or legal action 5
9.Improper contact or sharing of info 4
10.Electronic communications 3

Complaints by Year

Year Complaints
2014 8
2015 8
2016 3
2017 4
2018 14
2019 19
2020 15
2021 13
2022 23
2023 31
2024 14
2025 23
2026year in progress 1

Complaints by State (Top 15)

Texas 19
Georgia 17
California 15
Florida 15
Illinois 11
New York 9
Missouri 7
Virginia 7
New Jersey 5
Ohio 5
North Carolina 4
Wisconsin 4
Maryland 4
Connecticut 4
Washington 4

Company Responses

Closed with explanation 160
Closed with non-monetary relief 14
Closed 2

What the CFPB Complaint Record Shows for Terrill Outsourcing Group

The CFPB Consumer Complaint Database has logged 176 complaints against Terrill Outsourcing Group overall, with 19 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Terrill Outsourcing Group posts a 97.7% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 14.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Terrill Outsourcing Group have?

The CFPB has logged 176 complaints against Terrill Outsourcing Group to date, of which 19 came in over the last 12 months.

Does Terrill Outsourcing Group respond to complaints on time?

CFPB complaints against Terrill Outsourcing Group draw a 97.7% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Terrill Outsourcing Group?

Among all products tied to Terrill Outsourcing Group, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Terrill Outsourcing Group?

Consumers most often cite "Communication tactics" when complaining about Terrill Outsourcing Group; the full issue list with counts is above.

How do I file a complaint against Terrill Outsourcing Group?

You can file a complaint against Terrill Outsourcing Group directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Terrill Outsourcing Group?

The CFPB has recorded complaints against Terrill Outsourcing Group from 39 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Terrill Outsourcing Group: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026