CFPB Consumer Complaint Profile

DailyPay, Inc

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

177
Total complaints
Mid-range
111
Last 12 months
99.4%
Timely response
Above median
36
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, DailyPay, Inc places #1011 by volume. On response speed it sits at the 69th percentile among companies with 100+ complaints.

Payday loan, title l…
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
67/100
DailyPay, Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.4%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C 4.0%
Share of complaints closed with monetary or non-monetary relief

DailyPay, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.4% Higher than most higher than 69% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 33 in 2024 to 100 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Earned wage access 34
Money transfer, virtual currency, or money service - Domestic (US) money transfer 29
Money transfer, virtual currency, or money service - Mobile or digital wallet 28
Checking or savings account - Checking account 26
Prepaid card - Payroll card 19
Money transfer, virtual currency, or money service - Virtual currency 11
Checking or savings account - Other banking product or service 8
Money transfer, virtual currency, or money service - Check cashing service 6
Payday loan, title loan, or personal loan - Payday loan 3
Payday loan, title loan, personal loan, or advance loan - Payday loan 3

Top Issues

1.Managing an account 26
2.Money was not available when promised 15
3.Unexpected or other fees 15
4.Problems receiving the advance 15
5.Other transaction problem 11
6.Unauthorized transactions or other transaction problem 9
7.Confusing or missing disclosures 9
8.Problem with a purchase or transfer 8
9.Issues with repayment 8
10.Trouble accessing funds in your mobile or digital wallet 8

Complaints by Year

Year Complaints
2019 4
2020 1
2021 1
2022 3
2023 16
2024 33
2025 100
2026year in progress 19

Complaints by State (Top 15)

California 15
Illinois 15
Pennsylvania 12
Florida 11
Texas 10
Georgia 9
North Carolina 9
Ohio 8
Indiana 7
Michigan 6
Missouri 6
New York 6
Arizona 5
Colorado 5
South Carolina 5

Company Responses

Closed with explanation 170
Closed with monetary relief 7

What the CFPB Complaint Record Shows for DailyPay, Inc

In the CFPB record, DailyPay, Inc has a multi-regional complaint footprint. The single largest complaint category is "Payday loan, title loan, personal loan, or advance loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does DailyPay, Inc have?

The CFPB has logged 177 complaints against DailyPay, Inc to date, of which 111 came in over the last 12 months.

Does DailyPay, Inc respond to complaints on time?

CFPB complaints against DailyPay, Inc draw a 99.4% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for DailyPay, Inc?

The most complained-about product for DailyPay, Inc is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with DailyPay, Inc?

"Managing an account" is the single most frequently cited issue in complaints against DailyPay, Inc - see all issues and counts above.

How do I file a complaint against DailyPay, Inc?

You can file a complaint against DailyPay, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about DailyPay, Inc?

Consumers in 36 states and territories have filed complaints about DailyPay, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

DailyPay, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.