CFPB Consumer Complaint Profile
Time Investment Company, Inc.
What 23 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 23
- Total complaints
- Mid-range
- 7
- Last 12 months
- 100%
- Timely response
- Top decile
- 15
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Time Investment Company, Inc. has accumulated 23 complaints, placing it #2678 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.
- #2678
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Debt collection
- most-complained product
- 15
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Time Investment Company, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2018 | 3 |
| 2019 | 4 |
| 2020 | 2 |
| 2022 | 1 |
| 2023 | 2 |
| 2024 | 3 |
| 2025 | 5 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Time Investment Company, Inc.
Time Investment Company, Inc. carries 23 complaints in the CFPB's database, 7 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.
Time Investment Company, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Time Investment Company, Inc. have?
23 complaints have been filed against Time Investment Company, Inc. with the CFPB overall - 7 of them in the past year.
Does Time Investment Company, Inc. respond to complaints on time?
CFPB complaints against Time Investment Company, Inc. draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Time Investment Company, Inc.?
"Debt collection" draws more CFPB complaints against Time Investment Company, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Time Investment Company, Inc.?
"Communication tactics" is the single most frequently cited issue in complaints against Time Investment Company, Inc. - see all issues and counts above.
How do I file a complaint against Time Investment Company, Inc.?
You can file a complaint against Time Investment Company, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Time Investment Company, Inc.?
Time Investment Company, Inc. has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Time Investment Company, Inc. have?
23 complaints have been filed against Time Investment Company, Inc. with the CFPB overall - 7 of them in the past year.
Does Time Investment Company, Inc. respond to complaints on time?
CFPB complaints against Time Investment Company, Inc. draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Time Investment Company, Inc.?
"Debt collection" draws more CFPB complaints against Time Investment Company, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Time Investment Company, Inc.?
"Communication tactics" is the single most frequently cited issue in complaints against Time Investment Company, Inc. - see all issues and counts above.
How do I file a complaint against Time Investment Company, Inc.?
You can file a complaint against Time Investment Company, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Time Investment Company, Inc.?
Time Investment Company, Inc. has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.