CFPB Consumer Complaint Profile

Tulsa Adjustment Bureau

Behind the 102 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

102
Total complaints
Mid-range
4
Last 12 months
99%
Timely response
Above median
13
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Tulsa Adjustment Bureau has accumulated 102 complaints, placing it #1316 by volume. Its on-time response rate is 99%, the 60th percentile among companies with 100+ complaints.

#1316
of 3,843 companies by volume
99%
on time (60th pctile)
Debt collection
most-complained product
13
states with complaints
C-
PlainCredit Trust Score
52/100
Tulsa Adjustment Bureau · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.9%
Share of complaints closed with monetary or non-monetary relief

Tulsa Adjustment Bureau vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99% Higher than most higher than 60% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Tulsa Adjustment Bureau timely response rate 99.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 50
Debt collection - Medical 25
Debt collection - I do not know 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Debt collection - Other (i.e. phone, health club, etc.) 3
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Other debt 2
Consumer Loan - Installment loan 1
Credit reporting 1

Top Issues

1.Written notification about debt 26
2.Attempts to collect debt not owed 16
3.Cont'd attempts collect debt not owed 12
4.Communication tactics 9
5.False statements or representation 9
6.Disclosure verification of debt 7
7.Took or threatened to take negative or legal action 6
8.Incorrect information on your report 4
9.Improper use of your report 3
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 4
2014 5
2015 6
2016 12
2017 9
2018 5
2019 15
2020 5
2021 10
2022 12
2023 3
2024 8
2025 8

Complaints by State (Top 15)

Oklahoma 75
Texas 8
Colorado 3
New Mexico 3
Florida 2
Iowa 2
Missouri 2
Utah 1
Kansas 1
Arkansas 1
Alabama 1
California 1
Minnesota 1

Company Responses

Closed with explanation 96
Closed with non-monetary relief 4
Closed 2

What the CFPB Complaint Record Shows for Tulsa Adjustment Bureau

The CFPB Consumer Complaint Database has logged 102 complaints against Tulsa Adjustment Bureau overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Written notification about debt," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Tulsa Adjustment Bureau draw a 99% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 28.1% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 3.9% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tulsa Adjustment Bureau have?

102 complaints have been filed against Tulsa Adjustment Bureau with the CFPB overall - 4 of them in the past year.

Does Tulsa Adjustment Bureau respond to complaints on time?

CFPB complaints against Tulsa Adjustment Bureau draw a 99% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Tulsa Adjustment Bureau?

The most complained-about product for Tulsa Adjustment Bureau is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Tulsa Adjustment Bureau?

The most common issue reported by consumers about Tulsa Adjustment Bureau is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Tulsa Adjustment Bureau?

You can file a complaint against Tulsa Adjustment Bureau directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tulsa Adjustment Bureau?

Tulsa Adjustment Bureau has drawn CFPB complaints from 13 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Tulsa Adjustment Bureau: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026