Tulsa Adjustment Bureau

CFPB Consumer Complaint Profile

102
Total Complaints
4
Last 12 Months
99%
Timely Response
13
States Affected
Tulsa Adjustment Bureau timely response rate 99.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 50
Debt collection — Medical 25
Debt collection — I do not know 10
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Debt collection — Other (i.e. phone, health club, etc.) 3
Credit reporting or other personal consumer reports — Credit reporting 3
Debt collection — Other debt 2
Consumer Loan — Installment loan 1
Credit reporting 1

Top Issues

1.Written notification about debt 26
2.Attempts to collect debt not owed 16
3.Cont'd attempts collect debt not owed 12
4.Communication tactics 9
5.False statements or representation 9
6.Disclosure verification of debt 7
7.Took or threatened to take negative or legal action 6
8.Incorrect information on your report 4
9.Improper use of your report 3
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 4
2014 5
2015 6
2016 12
2017 9
2018 5
2019 15
2020 5
2021 10
2022 12
2023 3
2024 8
2025 8

Complaints by State (Top 15)

Oklahoma 75
Texas 8
Colorado 3
New Mexico 3
Florida 2
Iowa 2
Missouri 2
Utah 1
Kansas 1
Arkansas 1
Alabama 1
California 1
Minnesota 1

Company Responses

Closed with explanation 96
Closed with non-monetary relief 4
Closed 2

What the CFPB Complaint Record Shows for Tulsa Adjustment Bureau

The CFPB Consumer Complaint Database has logged 102 complaints against Tulsa Adjustment Bureau overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Tulsa Adjustment Bureau's timely response rate stands at 99%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 28.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 3.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tulsa Adjustment Bureau have?

Tulsa Adjustment Bureau has 102 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Tulsa Adjustment Bureau respond to complaints on time?

Tulsa Adjustment Bureau has a 99% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Tulsa Adjustment Bureau?

The most complained-about product for Tulsa Adjustment Bureau is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Tulsa Adjustment Bureau?

The most common issue reported by consumers about Tulsa Adjustment Bureau is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Tulsa Adjustment Bureau?

You can file a complaint against Tulsa Adjustment Bureau directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tulsa Adjustment Bureau?

Consumers in 13 states and territories have filed complaints about Tulsa Adjustment Bureau with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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