UHG, LLC

CFPB Consumer Complaint Profile

173
Total Complaints
31
Last 12 Months
98.3%
Timely Response
32
States Affected
UHG, LLC timely response rate 98.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 49
Debt collection — Credit card debt 44
Debt collection — Payday loan debt 41
Debt collection — Other debt 14
Debt collection — Auto debt 6
Credit reporting or other personal consumer reports — Credit reporting 5
Payday loan, title loan, or personal loan — Payday loan 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Credit card — General-purpose credit card or charge card 3
Credit card — Store credit card 1

Top Issues

1.Attempts to collect debt not owed 54
2.Took or threatened to take negative or legal action 39
3.Written notification about debt 20
4.False statements or representation 15
5.Communication tactics 14
6.Threatened to contact someone or share information improperly 9
7.Incorrect information on your report 5
8.Electronic communications 3
9.Struggling to pay your loan 3
10.Getting a credit card 2

Complaints by Year

Year Complaints
2019 24
2020 24
2021 23
2022 18
2023 21
2024 26
2025 32
2026 5

Complaints by State (Top 15)

California 28
Missouri 19
Ohio 13
Georgia 12
Texas 10
Florida 9
New York 7
Virginia 7
Illinois 7
Tennessee 7
Maryland 5
Wisconsin 5
Arizona 5
Nevada 4
South Carolina 4

Company Responses

Closed with explanation 173

What the CFPB Complaint Record Shows for UHG, LLC

The CFPB Consumer Complaint Database has logged 173 complaints against UHG, LLC overall, with 31 of those filed in the trailing 12 months. Reports have come from consumers in 32 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

UHG, LLC's timely response rate stands at 98.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does UHG, LLC have?

UHG, LLC has 173 total consumer complaints filed with the CFPB, with 31 filed in the last 12 months.

Does UHG, LLC respond to complaints on time?

UHG, LLC has a 98.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for UHG, LLC?

The most complained-about product for UHG, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with UHG, LLC?

The most common issue reported by consumers about UHG, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against UHG, LLC?

You can file a complaint against UHG, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about UHG, LLC?

Consumers in 32 states and territories have filed complaints about UHG, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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