CFPB Consumer Complaint Profile

Vantage Sourcing, LLC

33 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

33
Total complaints
Mid-range
0
Last 12 months
90.9%
Timely response
Bottom quartile
17
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Vantage Sourcing, LLC sits at #2243, with 33 complaints logged. It posts a 90.9% on-time response rate, the 19th percentile among companies with 100+ complaints.

#2243
of 3,843 companies by volume
90.9%
on time (19th pctile)
Debt collection
most-complained product
17
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
46/100
Vantage Sourcing, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.9%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.0%
Share of complaints closed with monetary or non-monetary relief

Vantage Sourcing, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.9% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Vantage Sourcing, LLC timely response rate 90.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other (i.e. phone, health club, etc.) 20
Debt collection - I do not know 6
Debt collection - Other debt 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit card or prepaid card - Government benefit card 1

Top Issues

1.Cont'd attempts collect debt not owed 12
2.False statements or representation 8
3.Communication tactics 4
4.Disclosure verification of debt 3
5.Attempts to collect debt not owed 2
6.Unable to get your credit report or credit score 1
7.Taking/threatening an illegal action 1
8.Trouble using the card 1
9.Written notification about debt 1

Complaints by Year

Year Complaints
2014 5
2015 12
2016 6
2017 7
2018 1
2020 2

Complaints by State (Top 15)

California 6
Arizona 4
Texas 3
Virginia 3
Massachusetts 2
Alabama 2
Pennsylvania 2
Connecticut 2
New York 1
District of Columbia 1
Delaware 1
Kentucky 1
South Carolina 1
North Carolina 1
Iowa 1

Company Responses

Closed with explanation 30
Untimely response 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Vantage Sourcing, LLC

The CFPB Consumer Complaint Database has logged 33 complaints against Vantage Sourcing, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Vantage Sourcing, LLC draw a 90.9% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 20% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Vantage Sourcing, LLC have?

The CFPB has logged 33 complaints against Vantage Sourcing, LLC to date, of which 0 came in over the last 12 months.

Does Vantage Sourcing, LLC respond to complaints on time?

CFPB complaints against Vantage Sourcing, LLC draw a 90.9% timely-response rate inside the expected window.

What product generates the most complaints for Vantage Sourcing, LLC?

The most complained-about product for Vantage Sourcing, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Vantage Sourcing, LLC?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Vantage Sourcing, LLC; the full issue list with counts is above.

How do I file a complaint against Vantage Sourcing, LLC?

You can file a complaint against Vantage Sourcing, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Vantage Sourcing, LLC?

The CFPB has recorded complaints against Vantage Sourcing, LLC from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Vantage Sourcing, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Vantage Sourcing, LLC have?

The CFPB has logged 33 complaints against Vantage Sourcing, LLC to date, of which 0 came in over the last 12 months.

Does Vantage Sourcing, LLC respond to complaints on time?

CFPB complaints against Vantage Sourcing, LLC draw a 90.9% timely-response rate inside the expected window.

What product generates the most complaints for Vantage Sourcing, LLC?

The most complained-about product for Vantage Sourcing, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Vantage Sourcing, LLC?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Vantage Sourcing, LLC; the full issue list with counts is above.

How do I file a complaint against Vantage Sourcing, LLC?

You can file a complaint against Vantage Sourcing, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Vantage Sourcing, LLC?

The CFPB has recorded complaints against Vantage Sourcing, LLC from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Vantage Sourcing, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.